[{"id":"8f540b7f-b849-4c5b-8d76-8ad3bee30fbf","order":1,"text":"[Your Full Name / Company Name]","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"0","cflou":false,"active":true},{"id":"aed4f305-77c4-40ec-96ad-a3c73273fab2","order":2,"text":"[Street Address]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true},{"id":"21befa20-4b82-4f92-b539-a31b5f8a9fe6","order":3,"text":"[City, State ZIP]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true},{"id":"91d0a5f5-6edd-415b-a56d-b06e217d94a4","order":4,"text":"[Phone] | [Email]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true},{"id":"5d6d3068-68a1-499b-baee-ecc50ab87885","order":5,"text":"Attorney for the Creditor","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"0c62f243-743d-4fc9-9cae-fcee688f1dde","value":"attorney","type":"add","operator":"="}]},{"id":"5bd39160-2de0-4654-b303-ae40de90ef96","order":6,"text":"[State Bar No.]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[{"field":"0c62f243-743d-4fc9-9cae-fcee688f1dde","value":"attorney","type":"add","operator":"="}]},{"id":"beb32cf3-d034-4e8e-a658-dd475a00b711","order":7,"text":"[Date]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true},{"id":"af26cb05-0151-43af-ac92-80f1139414f3","order":8,"text":"SENT VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"20","cflou":false,"active":true},{"id":"c462c32e-1935-4fbb-b922-fc1bbd4eb893","order":9,"text":"Tracking No.: [Certified Mail / Tracking Number]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[{"field":"4c30c7a1-de05-4db2-81eb-a498d20dd694","value":"1","type":"add","operator":"="}]},{"id":"bf780b46-2918-4d4e-a6a4-5ea4b69a1cd8","order":10,"text":"[Recipient Name]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true},{"id":"28762a55-e4f3-4ae1-9475-c5cc0a845c65","order":11,"text":"Attn: [Contact Person]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"ae20786e-9063-421b-8297-8e428553606b","value":"1","type":"add","operator":"="}]},{"id":"76abec0e-339b-4405-83f7-645f8661377d","order":12,"text":"[Street Address]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true},{"id":"34054890-c9a6-4b80-9025-7c8ceeb56e7b","order":13,"text":"[City, State ZIP]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true},{"id":"f85bff3a-6798-4d98-8970-3720df8a881d","order":14,"text":"RE: FORMAL DEMAND FOR PAYMENT OF PAST-DUE AMOUNT — [Account / Invoice Reference]","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"ba4d109d-e484-4958-86c7-ca897ef3e779","order":15,"text":"Our File / Matter No.: [File / Matter Number]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[{"field":"9d39180e-2dac-4a10-bc98-adb85896990f","value":"1","type":"add","operator":"="}]},{"id":"57b6d4b4-d09b-4eb2-a7cc-0a2e98d87173","order":16,"text":"Dear [Recipient Name]:","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true},{"id":"11040b63-b8b7-4c4a-b956-213ec55a498e","order":17,"text":"This letter constitutes a formal written demand for payment of a past-due debt that you owe to [Creditor Name] (the "Creditor"). Please give this matter the urgent attention it requires.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true},{"id":"d100c765-14b0-45b8-879a-9f4e41a7dda6","order":18,"text":"This firm has been retained to represent the Creditor in connection with this matter. Accordingly, all further communications regarding this debt should be directed to the undersigned, and not to the Creditor directly.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"0c62f243-743d-4fc9-9cae-fcee688f1dde","value":"attorney","type":"add","operator":"="}]},{"id":"3dfdddba-1bbe-4a1b-8505-a710afc4fcb3","order":19,"text":"The amount owed arises out of a written agreement entered into between the parties on [Contract Date] (the "Agreement"), pursuant to which the Creditor provided goods and/or services to you in exchange for your promise to pay.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"b21ed34e-45f1-42c0-b211-efb66ea713a5","value":"contract","type":"add","operator":"="}]},{"id":"c934dc8f-a0ce-4004-a3b2-0db47404353e","order":20,"text":"The amount owed corresponds to [goods delivered and/or services rendered], which were provided to you and invoiced under invoice number(s) [Invoice Number(s)], dated [Invoice Date]. Payment was due in full on [Due Date] and remains outstanding to date.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"b21ed34e-45f1-42c0-b211-efb66ea713a5","value":"invoice","type":"add","operator":"="}]},{"id":"78d9f029-5f1f-4593-8b46-f31a3ecc598c","order":21,"text":"The amount owed arises out of an oral agreement between the parties, pursuant to which the Creditor provided [goods and/or services] to you in exchange for your promise to pay. Notwithstanding the absence of a signed writing, you accepted the benefit of those goods and/or services and remain obligated to pay for them.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"b21ed34e-45f1-42c0-b211-efb66ea713a5","value":"oral","type":"add","operator":"="}]},{"id":"9d901bd2-2ef9-4f3c-a28b-9cd3ad7e5215","order":22,"text":"As of the date of this letter, the following amounts are due and owing:","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"cb30e298-f377-4eae-8c75-fa0039af5ccf","order":23,"text":"• Principal balance: $[Principal Amount]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"ef7e5ef5-1afa-42db-bbc2-be58ba8fbb0c","order":24,"text":"• Accrued interest: $[Interest Amount]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true,"displayConditions":[{"field":"80dee059-bc0f-4aed-8a06-0c572896b9fc","value":"none","type":"remove","operator":"="}]},{"id":"260d99de-1433-4d23-b352-184c754ce743","order":25,"text":"• Late fees / charges: $[Late Fee Amount]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true,"displayConditions":[{"field":"413edaf2-eb60-4dfa-8112-5f859ec6b987","value":"1","type":"add","operator":"="}]},{"id":"3dd0c9a7-2de3-418a-a86c-761eb84a6d66","order":26,"text":"• Total amount now due: $[Total Amount Due]","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"14","cflou":false,"active":true},{"id":"614d122d-6ca6-4f72-8cfe-28342381ed7c","order":27,"text":"The statements and invoices reflecting the foregoing amounts were rendered to you in the ordinary course of business and were retained by you without objection. Your failure to object within a reasonable time constitutes an account stated between the parties, and you are deemed to have agreed to the correctness of the balance set forth above.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"5bc50591-bf8f-4a3e-aa27-deda4b7542f0","value":"1","type":"add","operator":"="}]},{"id":"99a5a341-2c16-4d2a-b80c-54c92bcf9556","order":28,"text":"Interest continues to accrue on the unpaid principal balance at the contractual rate of [Rate]% per annum, as expressly provided in the Agreement, until the balance is paid in full.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"80dee059-bc0f-4aed-8a06-0c572896b9fc","value":"contract","type":"add","operator":"="}]},{"id":"edcf797a-7184-445a-97ca-e020a93a3c8b","order":29,"text":"Interest continues to accrue on the unpaid balance at the maximum lawful rate of [Rate]% per annum permitted under the laws of the State of [State], until the balance is paid in full.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"80dee059-bc0f-4aed-8a06-0c572896b9fc","value":"statutory","type":"add","operator":"="}]},{"id":"f535045e-4ac4-42ac-9d3c-b3abeb928654","order":30,"text":"Despite prior requests for payment, this debt remains unpaid. The Creditor has made good-faith efforts to resolve this matter informally, without success. This letter therefore serves as a final demand before further action is taken.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"b0166fb6-ccbe-4531-88cc-006c0ad51b9c","value":"1","type":"add","operator":"="}]},{"id":"328c6e5d-a41a-4808-98b9-e3e4aa9dd6e1","order":31,"text":"DEMAND. The Creditor hereby demands that you remit payment of the full outstanding amount of $[Total Amount Due] no later than [Deadline Date] (being [Number] days from the date of this letter). Time is of the essence with respect to this payment.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true},{"id":"aae6f408-5721-42c9-961f-abde580ff2e3","order":32,"text":"Payment must be made by [check payable to the Creditor / the following method]. Please remit payment to the address set forth above, or contact the Creditor at the telephone number or email address listed above to arrange payment.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"0c62f243-743d-4fc9-9cae-fcee688f1dde","value":"attorney","type":"remove","operator":"="}]},{"id":"a6345928-bef4-49ba-9a55-56c9e3f6b140","order":33,"text":"Payment must be made by [check payable to the Creditor / the following method]. Please remit payment to, or contact, the undersigned at the address, telephone number, or email address listed above to arrange payment.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"0c62f243-743d-4fc9-9cae-fcee688f1dde","value":"attorney","type":"add","operator":"="}]},{"id":"b322f485-9343-4c59-b938-29a27ca2f879","order":34,"text":"The Creditor is willing to discuss a reasonable resolution of this matter. If you are unable to pay the full amount by the deadline, you are encouraged to contact the undersigned before that date to discuss a mutually acceptable payment arrangement. Any such discussions are made without prejudice to, and with full reservation of, the Creditor's rights, and shall not be construed as a waiver of any amount owed or of the deadline stated above.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"ad009ab0-f373-4b08-9165-6ed4d6c74eb6","value":"1","type":"add","operator":"="}]},{"id":"b7bfae78-f43e-4946-b5d8-68ad25277ad1","order":35,"text":"CONSEQUENCES OF NON-PAYMENT. Should you fail to remit the full amount demanded by the deadline stated above, the Creditor is prepared to pursue all available legal remedies to recover the amount owed. This may include, without limitation, the commencement of a civil action against you upon the debt and for any applicable breach of contract or on an account stated, together with a claim for all accrued interest, pre-judgment and post-judgment interest at the maximum rate permitted by law, court costs, and other recoverable expenses.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true},{"id":"aba331c2-fa99-4e79-8fc5-fa7f94c1fd4f","order":36,"text":"Because the agreement between the parties expressly provides for the recovery of collection costs and reasonable attorneys' fees, the Creditor will additionally seek to recover all such costs and fees incurred in enforcing its rights, which will substantially increase the total amount for which you may become liable.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"9da214d4-42af-4b93-bdf2-0011cc693e68","value":"contract","type":"add","operator":"="}]},{"id":"acd0c1af-0e05-4b66-bb51-d90c2353a660","order":37,"text":"To the extent permitted by applicable statute or law, the Creditor will further seek to recover its costs of collection, including reasonable attorneys' fees, incurred in enforcing payment of this debt.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"9da214d4-42af-4b93-bdf2-0011cc693e68","value":"statutory","type":"add","operator":"="}]},{"id":"7f2b2fa6-f7ae-4621-afc2-1abf3cf888f9","order":38,"text":"The Creditor further reserves the right to report this delinquent account to consumer and/or commercial credit reporting agencies and to refer the account to a third-party collection agency, either of which may adversely affect your credit standing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"2d041628-5f90-4318-95d4-6b8b448748b1","value":"1","type":"add","operator":"="}]},{"id":"b64ad096-cb58-4e79-9e54-190495363e41","order":39,"text":"This matter can be resolved promptly and without the need for litigation if payment is received by the deadline. If you believe this demand is made in error, or if you dispute all or any portion of the amount claimed, you must notify the Creditor in writing at the address above within the same period, setting forth the specific basis of your dispute.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true},{"id":"e3a2ddf8-bf25-4bed-bfe2-d92a0c37d71e","order":40,"text":"PRESERVATION OF EVIDENCE. Because litigation concerning this debt is reasonably anticipated, you are hereby directed to preserve all documents, communications, records, and electronically stored information relating to the transaction and the amounts owed, including any invoices, purchase orders, correspondence, and accounting records. Failure to preserve such materials may result in sanctions or adverse inferences in any subsequent proceeding.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"dd8c900f-df49-4e51-8082-31b7444a602d","value":"1","type":"add","operator":"="}]},{"id":"9d3b7eb8-9523-4c8b-8d71-05ea305e510a","order":41,"text":"NOTICE. This communication is from a debt collector and is an attempt to collect a debt; any information obtained will be used for that purpose. The amount of the debt stated above is calculated as of [Itemization Date] (the itemization date). Unless you notify the undersigned within thirty (30) days after receiving this notice that you dispute the validity of this debt, or any portion of it, the debt will be assumed to be valid. If you notify the undersigned in writing within that thirty (30) day period that the debt, or any portion of it, is disputed, the debt will be verified and a copy of such verification will be mailed to you. Upon your written request within that period, the undersigned will provide you with the name and address of the original creditor, if different from the current creditor.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true,"displayConditions":[{"field":"f950e928-46ad-4c4c-ac0a-7eee2525f828","value":"1","type":"add","operator":"="}]},{"id":"24015254-25b5-4020-9bd6-98daa2909c88","order":42,"text":"Nothing contained in this letter shall be construed as a waiver of any of the Creditor's rights or remedies, all of which are expressly reserved. This letter is written without prejudice to, and with full reservation of, all such rights.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"14","cflou":false,"active":true},{"id":"943fa5e0-d706-4051-80ee-010f03dcf9a4","order":43,"text":"Govern yourself accordingly.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true},{"id":"b119cb5c-973c-4b53-b0ed-3662c61542bb","order":44,"text":"Sincerely,","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"30","cflou":false,"active":true},{"id":"351440ae-062e-494b-8600-6517d93b2bc9","order":45,"text":"[Your Full Name / Authorized Signatory]","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"0c62f243-743d-4fc9-9cae-fcee688f1dde","value":"attorney","type":"remove","operator":"="}]},{"id":"6878d28f-541e-492a-bfd3-aa2ecf3222b6","order":46,"text":"[Title]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"661d2248-6138-4a5a-a048-3ce75918d6cd","value":"1","type":"add","operator":"="},{"field":"0c62f243-743d-4fc9-9cae-fcee688f1dde","value":"attorney","type":"remove","operator":"="}]},{"id":"213a68e5-7031-4d13-ab1f-d5c83f4bdaae","order":47,"text":"On behalf of [Creditor Name]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"661d2248-6138-4a5a-a048-3ce75918d6cd","value":"1","type":"add","operator":"="},{"field":"0c62f243-743d-4fc9-9cae-fcee688f1dde","value":"attorney","type":"remove","operator":"="}]},{"id":"4b7d4efb-104c-488c-9aed-5d883600485e","order":48,"text":"[Attorney Name]","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"0c62f243-743d-4fc9-9cae-fcee688f1dde","value":"attorney","type":"add","operator":"="}]},{"id":"eb45cae2-d278-42c3-84e8-e98971d0925f","order":49,"text":"[Firm Name]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"0c62f243-743d-4fc9-9cae-fcee688f1dde","value":"attorney","type":"add","operator":"="}]},{"id":"72dec9bd-a5f0-4bdf-b89b-1c96760a9d0b","order":50,"text":"Attorney for the Creditor","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"0c62f243-743d-4fc9-9cae-fcee688f1dde","value":"attorney","type":"add","operator":"="}]},{"id":"81797870-004a-4475-b55a-e9df06602c30","order":51,"text":"State Bar No.: [State Bar No.]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"0c62f243-743d-4fc9-9cae-fcee688f1dde","value":"attorney","type":"add","operator":"="}]},{"id":"c4c1a0bf-bcc2-4000-a080-aa09d68b098a","order":52,"text":"Enclosures: [e.g. copies of the invoices and the Agreement]","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"b8fa684e-a8d6-4fd0-8c15-38a7920c61d5","value":"1","type":"add","operator":"="}],"marginTop":"20"}]