[{"id":"47ef8735-65b9-446b-b2f7-4aaa1e82cdd1","order":1,"text":"SECURED PROMISSORY NOTE","fontSize":"20","textAlign":"center","bold":true,"underline":false,"marginBottom":"4","cflou":false,"active":true},{"id":"21cdfa7c-7d12-45f8-87ec-03013f0c6ab2","order":2,"text":"(Purchase-Money Note secured by a deed of trust)","fontSize":"14","textAlign":"center","bold":false,"underline":false,"marginBottom":"24","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"4548fea3-ce03-4d8f-8570-82590219db86","order":3,"text":"(Purchase-Money Note secured by a mortgage)","fontSize":"14","textAlign":"center","bold":false,"underline":false,"marginBottom":"24","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Mortgage","type":"add","operator":"="}]},{"id":"880cd839-3957-4867-8409-0407846ef684","order":4,"text":"Principal amount: $[Principal amount]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true},{"id":"5c11328c-16ab-4650-a205-999bae064c3c","order":5,"text":"Date of this Note: [Date of the Note]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true},{"id":"9252b8d0-2db4-4f56-8702-ba45442b5294","order":6,"text":"Property: [Street address], [City], Alabama","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"24","cflou":false,"active":true},{"id":"415713ff-dfcc-42aa-b33e-0155a52e0bac","order":7,"text":"PROMISE TO PAY","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"2dfe1965-84ea-4b79-81ff-95c6e0ea8e47","order":8,"text":"FOR VALUE RECEIVED, the undersigned [Borrower's full name] (the Borrower) promises to pay to the order of [Lender's full name] (the Lender), at the address stated below or at such other place as the holder of this Note may designate in writing, the principal sum of [Principal amount in words] Dollars ($[Principal amount]), together with interest on the unpaid principal balance from the date of this Note until the whole is paid in full.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"remove","operator":"="}]},{"id":"2da536ad-5705-4310-8feb-ee8080063568","order":9,"text":"FOR VALUE RECEIVED, the undersigned [Borrower's full name] and [Second borrower's full name] (jointly and severally, the Borrower) promise to pay to the order of [Lender's full name] (the Lender), at the address stated below or at such other place as the holder of this Note may designate in writing, the principal sum of [Principal amount in words] Dollars ($[Principal amount]), together with interest on the unpaid principal balance from the date of this Note until the whole is paid in full.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"add","operator":"="}]},{"id":"b9e4ecf7-6eca-4a3c-b76c-6e64f026c0ea","order":10,"text":"This Note is given by the Borrower to the Lender as part of the purchase price of the Property described above, which the Lender has sold to the Borrower on the date of this Note.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"9a95032b-5b68-403c-b00b-fa84b11938c6","order":11,"text":"SECURITY","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"bf16c839-8e32-4830-89a9-f2a332d82823","order":12,"text":"This Note is secured by a deed of trust of even date with this Note, granted by the Borrower for the benefit of the Lender and covering the Property described in it (that deed of trust being referred to in this Note as the Security Instrument). The Security Instrument is a purchase-money security instrument given to secure part of the purchase price of the Property.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"95e67e07-1f58-4660-a7f8-27fc3e393d05","order":13,"text":"This Note is secured by a mortgage of even date with this Note, granted by the Borrower to the Lender and covering the Property described in it (that mortgage being referred to in this Note as the Security Instrument). The Security Instrument is a purchase-money security instrument given to secure part of the purchase price of the Property.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Mortgage","type":"add","operator":"="}]},{"id":"36068dda-0750-4cf4-b44f-e4dd637781e4","order":14,"text":"The Security Instrument is subordinate to the Senior Lien described in it. A default under the Senior Lien that is not cured within any applicable cure period, and the commencement of enforcement proceedings under it, are Events of Default under this Note.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"junior","type":"add","operator":"="}]},{"id":"821f500b-ac51-49c5-a6af-3331ef8742be","order":15,"text":"In this Note, Event of Default means any event or circumstance described as an Event of Default in the Security Instrument, and any failure by the Borrower to pay any sum payable under this Note when it becomes due.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"9aa29dea-8fef-4725-a26e-b07ee22860c3","order":16,"text":"INTEREST","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"7916a0ab-d1fc-47d0-bb76-f443224eb40f","order":17,"text":"Interest shall accrue on the unpaid principal balance of this Note at the rate of [Annual interest rate] per cent ([Annual interest rate]%) per annum from the date of this Note until the entire indebtedness is paid in full. Interest shall be computed on the basis of a year of twelve months of thirty days each; interest for any period shorter than a full month shall be computed on the basis of the actual number of days elapsed in a year of 365 days.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"ac4f5246-0808-4b7a-a831-63217133e8ee","order":18,"text":"Notwithstanding any other provision of this Note, the total amount of interest and of any other charge in the nature of interest contracted for, charged or received under this Note shall not exceed the maximum amount permitted by applicable law. If any amount charged or received is held to exceed that maximum, the excess shall be applied to reduce the unpaid principal balance or, if this Note has been paid in full, refunded to the Borrower.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"f3e79253-f60e-41d1-beeb-859e4cd8a7f4","order":19,"text":"PAYMENT TERMS","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"6b4893dd-0d37-4ca9-9bb5-eaf114e11139","order":20,"text":"The Borrower shall pay the principal and interest due under this Note in consecutive monthly installments of $[Monthly payment] each. The first installment shall be due on [First payment date] and further installments shall be due on the same day of each month thereafter, until [Maturity date] (the Maturity Date), on which date the entire unpaid principal balance, together with all accrued and unpaid interest and every other sum payable under this Note, shall be due and payable in full.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9854f454-2a5e-43e9-9c1e-34dfd39a3a3b","value":"amortizing","type":"add","operator":"="}]},{"id":"d7c69ee8-5cdd-4577-ae5e-39cb651ca29e","order":21,"text":"The Borrower shall pay interest only, in consecutive monthly installments of $[Monthly payment] each. The first installment shall be due on [First payment date] and further installments shall be due on the same day of each month thereafter. The entire unpaid principal balance, together with all accrued and unpaid interest and every other sum payable under this Note, shall be due and payable in a single final payment on [Maturity date] (the Maturity Date).","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9854f454-2a5e-43e9-9c1e-34dfd39a3a3b","value":"interest-only","type":"add","operator":"="}]},{"id":"7eb65f2f-48ae-4787-8001-c3017e3ff38a","order":22,"text":"The Borrower shall pay consecutive monthly installments of $[Monthly payment] each, applied first to accrued interest and then to principal, the amount of which has been calculated on an amortization schedule of [Amortization term in years] years. The first installment shall be due on [First payment date] and further installments shall be due on the same day of each month thereafter. The entire unpaid principal balance, together with all accrued and unpaid interest and every other sum payable under this Note, shall be due and payable on [Maturity date] (the Maturity Date), notwithstanding that the scheduled installments will not have discharged the debt in full by that date.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9854f454-2a5e-43e9-9c1e-34dfd39a3a3b","value":"balloon","type":"add","operator":"="}]},{"id":"e7af76bd-0907-47b5-b629-b828e0be5bab","order":23,"text":"The Lender may appoint an agent to receive the payments due under this Note and to administer the loan, and may change that appointment on written notice to the Borrower. A payment made to the agent last designated in writing discharges the Borrower to the extent of that payment. The Borrower shall not be required to bear the cost of that appointment.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"d6ace370-f382-4714-9903-0ea25e86516a","order":24,"text":"All payments shall be made in lawful money of the United States of America and in immediately available funds. Each payment shall be applied first to any cost or late charge then due, then to accrued and unpaid interest, and the balance to the reduction of principal. If any payment falls due on a Saturday, a Sunday or a day on which banks in the State in which the Property is situated are authorized or required by law to close, it shall be payable on the next day that is not such a day.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"9ec0d210-a5d8-45bd-9403-57a2bf3f89fa","order":25,"text":"BALLOON PAYMENT NOTICE","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"displayConditions":[{"field":"9854f454-2a5e-43e9-9c1e-34dfd39a3a3b","value":"interest-only","type":"add","operator":"="},{"field":"9854f454-2a5e-43e9-9c1e-34dfd39a3a3b","value":"balloon","type":"add","operator":"="}],"marginTop":"16"},{"id":"e1463f17-df93-44f3-ad83-fc1b33c61d14","order":26,"text":"THIS NOTE IS NOT FULLY AMORTIZED BY THE SCHEDULED MONTHLY INSTALLMENTS. A SUBSTANTIAL PAYMENT OF PRINCIPAL, TOGETHER WITH ALL ACCRUED AND UNPAID INTEREST, WILL BE DUE ON THE MATURITY DATE. The Lender is under no obligation to refinance that payment, and the Borrower may be required to obtain financing from another source, or to sell the Property, in order to make it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9854f454-2a5e-43e9-9c1e-34dfd39a3a3b","value":"interest-only","type":"add","operator":"="},{"field":"9854f454-2a5e-43e9-9c1e-34dfd39a3a3b","value":"balloon","type":"add","operator":"="}]},{"id":"0b682bf4-9e8a-4c0d-b47f-357b51a83c3d","order":27,"text":"LATE CHARGE","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"6a257a3c-5508-4213-ab06-9337ef5d3cfd","order":28,"text":"If any installment is not received by the Lender within [Grace period in days] days after the date on which it is due, the Borrower shall pay a late charge equal to [Late charge] per cent ([Late charge]%) of the overdue installment, or such lesser amount as applicable law permits. The Borrower agrees that the late charge is a reasonable estimate of the administrative costs and losses that the Lender will incur by reason of the late payment and is not a penalty. Acceptance of a late charge shall neither waive any Event of Default nor affect any other right of the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"2359b265-e172-4658-a183-82a6ace140d1","order":29,"text":"DEFAULT INTEREST","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"dcc020ac-1e39-4911-a8c9-9943ea0dfb90","order":30,"text":"From and after the occurrence of an Event of Default, and for so long as it continues, interest shall accrue on the entire unpaid balance of this Note at the rate of [Default interest rate] per cent ([Default interest rate]%) per annum, or at the maximum rate permitted by applicable law if that rate is lower, both before and after any judgment.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"63b323d2-c67a-430b-a25d-3e7d40e5343e","order":31,"text":"PREPAYMENT","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"1f549931-e60c-400f-8aa7-235104a86b1b","order":32,"text":"The Borrower may prepay this Note in whole or in part at any time, without premium, penalty or fee. Any partial prepayment shall be applied to the unpaid principal balance and shall neither postpone the due date of, nor reduce the amount of, any scheduled installment, unless the Lender agrees otherwise in writing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e6719fbd-6d70-4af2-83bf-f5ee08ee2869","value":"free","type":"add","operator":"="}]},{"id":"b9f3ef5f-7da0-438e-aff1-55941be3579e","order":33,"text":"The Borrower may prepay this Note in whole or in part at any time, provided that the Borrower pays to the Lender, at the time of the prepayment, a prepayment premium equal to [Prepayment premium] per cent ([Prepayment premium]%) of the principal amount prepaid. No prepayment premium shall be payable to the extent that it is prohibited or limited by applicable law, nor on any prepayment made out of insurance or condemnation proceeds applied in accordance with the Security Instrument, nor on any prepayment following acceleration of this Note by the Lender. Any partial prepayment shall be applied to the unpaid principal balance and shall neither postpone the due date of, nor reduce the amount of, any scheduled installment.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e6719fbd-6d70-4af2-83bf-f5ee08ee2869","value":"premium","type":"add","operator":"="}]},{"id":"7b7b1707-740b-41aa-a82b-984b8c5e2918","order":34,"text":"ACCELERATION ON DEFAULT","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"2ec9ca5e-6759-4284-9f17-a439c969898c","order":35,"text":"Upon the occurrence of an Event of Default under this Note or under the Security Instrument, the Lender may, at its option and subject to any notice and cure period required by the Security Instrument or by applicable law, declare the entire unpaid principal balance of this Note, together with all accrued and unpaid interest and every other sum secured by the Security Instrument, immediately due and payable, and may exercise every remedy available under the Security Instrument, at law or in equity. Failure to exercise that option upon any Event of Default shall not be a waiver of the right to exercise it upon any subsequent Event of Default.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"61017437-d005-4549-ae0d-6b0c6b0ef7aa","order":36,"text":"COSTS OF COLLECTION","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"60585dbc-d07d-4ce4-83aa-4f129859027c","order":37,"text":"The Borrower shall pay every reasonable cost and expense incurred by the Lender in collecting or attempting to collect this Note, or in enforcing or protecting the rights of the Lender under this Note or under the Security Instrument, including reasonable attorneys' fees and costs, whether or not suit is brought, and including those incurred in any appellate, bankruptcy or insolvency proceeding, in each case to the extent permitted by applicable law.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"dd32384d-a138-4f5d-a849-69520ff4d7f9","order":38,"text":"WAIVERS","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"eab7a03b-e32b-4c15-a50b-f70d60dee2b3","order":39,"text":"The Borrower and every endorser, surety and guarantor of this Note severally waive presentment for payment, demand, protest, notice of protest, notice of dishonor and notice of acceleration, and consent to any extension of the time for payment, to any renewal, to the release of any party liable and to the release, substitution or impairment of any security, in each case without notice and without affecting their liability under this Note. No waiver by the Lender is effective unless made in writing and signed by the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"24c0383e-fb75-4367-840e-f9bc4bd40788","order":40,"text":"Each person signing this Note as Borrower is jointly and severally liable for the full performance of every obligation under it, and the Lender may enforce this Note against any one or more of them without first proceeding against any other.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"add","operator":"="}]},{"id":"6b94de4e-b71b-4a10-941d-6a8293f1fe93","order":41,"text":"PURPOSE OF THE LOAN; SELLER FINANCING","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"8020ee38-5e9b-4291-b7a1-370e241c8801","order":42,"text":"This Note evidences purchase-money seller financing. The Lender is the seller of the Property and has advanced no money other than the deferred part of the purchase price. The rate of interest stated in this Note is fixed for the whole of its term, no payment provided for by this Note results in negative amortization, and no charge other than those expressly stated in this Note is payable to the Lender in connection with the financing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"302153f3-c187-42b9-8ce9-290aca657100","order":43,"text":"The Borrower represents that the Property will be occupied as the principal residence of the Borrower and that the loan evidenced by this Note is made primarily for personal, family or household purposes. The Lender has determined in good faith, on the basis of the income, assets and obligations disclosed by the Borrower, that the Borrower has a reasonable ability to repay this Note, and the Borrower represents that the information supplied for that purpose is complete and accurate.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"c10a635b-b7fe-4748-950a-ac225b6f0194","value":"principal residence","type":"add","operator":"="}]},{"id":"ae9944c0-5127-4e2e-b265-7c516cf75055","order":44,"text":"The parties acknowledge that the exclusions from the definition of loan originator available to a seller financer under Regulation Z require, among other conditions, that the financing be fully amortizing, and that the exclusion available to a natural person, an estate or a trust also requires that the financing contain no balloon payment (12 C.F.R. § 1026.36(a)(4) and (a)(5)). This Note is not fully amortizing. Each party confirms that it has been advised to obtain, and has had the opportunity to obtain, independent legal advice on the consequences of that feature before signing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"c10a635b-b7fe-4748-950a-ac225b6f0194","value":"principal residence","type":"add","operator":"="},{"field":"9854f454-2a5e-43e9-9c1e-34dfd39a3a3b","value":"amortizing","type":"remove","operator":"="}]},{"id":"0ceef338-1335-4ed1-b166-86ad683c69c1","order":45,"text":"The Borrower represents that the Property is not and will not be occupied as the principal residence of the Borrower or of any member of the family of the Borrower, and that the loan evidenced by this Note is made primarily for business, commercial or investment purposes. The Borrower acknowledges that credit extended primarily for such a purpose is exempt from Regulation Z under 12 C.F.R. § 1026.3(a)(1), and that the Borrower is accordingly not entitled to the protections that regulation affords to consumer borrowers.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"c10a635b-b7fe-4748-950a-ac225b6f0194","value":"investment or business","type":"add","operator":"="}]},{"id":"bafc14e9-2be9-4aba-80a9-6cef9fd2ba9a","order":46,"text":"Each party acknowledges that it has read this Note and the Security Instrument, that it has had the opportunity to obtain independent legal, tax and financial advice upon them, and that it enters into them freely.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"1405c5c8-f185-467b-976d-43f9c07b2926","order":47,"text":"WAIVER OF JURY TRIAL","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"b555ea99-07c2-43b7-8763-030362f0633e","order":48,"text":"TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE BORROWER AND THE LENDER EACH WAIVE THE RIGHT TO A TRIAL BY JURY IN ANY ACTION UPON THIS NOTE OR UPON ANY OBLIGATION EVIDENCED BY IT, INCLUDING ANY ACTION BROUGHT FOR ITS COLLECTION OR ENFORCEMENT AND ANY COUNTERCLAIM RAISED IN SUCH AN ACTION.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"cc9d6719-d838-408e-82f9-93ac13c8dd0b","order":49,"text":"TRANSFER OF THIS NOTE","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"7a9014b5-508d-417f-8535-a616b5bcc311","order":50,"text":"The Lender may sell, assign, transfer, pledge or negotiate this Note and the Security Instrument, in whole or in part, without the consent of the Borrower, and every holder shall have the rights of the Lender under this Note. The Borrower may not assign or delegate any obligation under this Note without the prior written consent of the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"4c14eccb-1eae-4f25-9a2c-5d0d68cd3e1a","order":51,"text":"GOVERNING LAW AND MISCELLANEOUS","fontSize":"15","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"c7415781-b34f-41f7-9338-e531a5314ac3","order":52,"text":"This Note shall be governed by, and construed in accordance with, the laws of the State of Alabama, without regard to its conflict-of-laws rules. If any provision of this Note is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. Time is of the essence in the performance of every obligation under this Note. This Note may be amended only by a written instrument signed by the Borrower and the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"dcc9f58e-474e-436c-868f-5e27bcd0fe31","order":53,"text":"IN WITNESS WHEREOF, the Borrower has executed this Note as of the date first written above.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"f80a5b77-ec4f-4211-b7a9-cbd127343cf3","order":54,"text":"BORROWER:","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"16","cflou":false,"active":true,"marginTop":"10"},{"id":"809ab6fe-b98a-4097-b9d6-fc5e39563fad","order":55,"text":"_____________________________________","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"2","cflou":false,"active":true},{"id":"d7f4dc2a-5258-40a4-9e08-e6daef1441ac","order":56,"text":"[Borrower's full name]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"18","cflou":false,"active":true},{"id":"64801ccd-63fb-488f-a591-66adc8132d22","order":57,"text":"_____________________________________","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"2","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"add","operator":"="}]},{"id":"130b484f-ed85-48f4-9d0c-c4e886e16198","order":58,"text":"[Second borrower's full name]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"18","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"add","operator":"="}]},{"id":"b0bc1715-9384-4471-8717-6c04d191a0c2","order":59,"text":"RECORDING REQUESTED BY AND, WHEN RECORDED, RETURN TO:","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"30"},{"id":"87aebf59-79ed-4407-a288-3a4e8e3ac959","order":60,"text":"[Lender's full name]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true},{"id":"2fb13138-c7f0-4d8f-b230-bc0cd4ed6c96","order":61,"text":"[Lender's street address]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true},{"id":"e44b0508-dc71-4098-8250-5d17dc6e55a4","order":62,"text":"[City, State and ZIP code]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"f04e8f44-2da1-4c2d-8e04-38de37a98ddf","order":63,"text":"Assessor's Parcel Number: [Assessor's parcel number]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"26","cflou":false,"active":true},{"id":"28616692-66e8-4aa8-bff9-b27d64071735","order":64,"text":"DEED OF TRUST AND ASSIGNMENT OF RENTS","fontSize":"20","textAlign":"center","bold":true,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"982be629-0869-45d9-b064-d5eb10c3cb1a","order":65,"text":"MORTGAGE AND ASSIGNMENT OF RENTS","fontSize":"20","textAlign":"center","bold":true,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Mortgage","type":"add","operator":"="}]},{"id":"1fc8c1aa-676a-482c-8c6f-40f8ffa09275","order":66,"text":"(Purchase-money security instrument — seller financing)","fontSize":"14","textAlign":"center","bold":false,"underline":false,"marginBottom":"22","cflou":false,"active":true},{"id":"61eb7efd-22db-4374-864e-cb02dd10b1f1","order":67,"text":"THIS SECURITY INSTRUMENT is made on [Date of the Note] by and among the parties identified below.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"90f19462-0504-4884-b008-ff9168afe3c1","order":68,"text":"BORROWER: [Borrower's full name], whose mailing address is [Borrower's street address], [City, State and ZIP code].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"remove","operator":"="}]},{"id":"8c0b2a6d-fdf2-4c65-aead-7dac371c7fee","order":69,"text":"BORROWERS: [Borrower's full name] and [Second borrower's full name], whose mailing address is [Borrower's street address], [City, State and ZIP code].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"add","operator":"="}]},{"id":"035d676d-91cd-4753-9e7f-bd07d762607a","order":70,"text":"TRUSTEE: [Trustee's name], whose address is [Trustee's street address], [City, State and ZIP code].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"c46e6cd4-52c8-4294-a289-ed4c320ba4a8","order":71,"text":"LENDER: [Lender's full name], an individual, whose mailing address is [Lender's street address], [City, State and ZIP code].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"ed0a3032-0301-4af2-a8bc-cc30c4847f57","value":"an individual","type":"add","operator":"="}]},{"id":"20decd65-fda2-420d-8d4a-0354e2dfe5df","order":72,"text":"LENDER: [Lender's full name], a corporation organized under the laws of the State of Alabama, whose mailing address is [Lender's street address], [City, State and ZIP code].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"ed0a3032-0301-4af2-a8bc-cc30c4847f57","value":"an entity","type":"add","operator":"="}]},{"id":"6b51c55a-736a-446f-a33e-c00f07917a62","order":73,"text":"For the purposes of this Security Instrument the Borrower is the trustor, the Trustee is the trustee and the Lender is the beneficiary.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"05cf578a-860b-4967-ac54-2e063e947651","order":74,"text":"For the purposes of this Security Instrument the Borrower is the mortgagor and the Lender is the mortgagee.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Mortgage","type":"add","operator":"="}]},{"id":"d322a22a-5587-49ba-8613-5aabcfbf979c","order":75,"text":"RECITALS","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true,"marginTop":"16"},{"id":"f790d4d1-d18c-41e2-b84b-560e51de8b5c","order":76,"text":"The Lender has sold the Property described below to the Borrower and has agreed to finance part of the purchase price. The Borrower has executed and delivered to the Lender a promissory note of even date with this Security Instrument, in the principal amount of $[Principal amount], bearing interest at the rate of [Annual interest rate] per cent ([Annual interest rate]%) per annum and maturing on [Maturity date] (the Note). This Security Instrument is given to secure the payment of the Note and the performance of every obligation of the Borrower under it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"8f2d6e5d-4415-40fd-9f47-68e119b36881","order":77,"text":"NOW, THEREFORE, in consideration of the indebtedness evidenced by the Note and of the mutual covenants set out below, the parties agree as follows.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"9a4ddfe2-340f-4ad7-9168-7cb54b6e32ec","order":78,"text":"1. DEFINITIONS","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S01"},{"id":"9ea71417-c7df-4ea2-b28b-42798b9540c2","order":79,"text":"In this Security Instrument the following terms have the meanings set out below.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"cf90d712-8d02-4aee-bc42-f582f238e7c5","order":80,"text":"Property means the real property described in the Section entitled Conveyance of the Property as Security, together with every building and improvement now or later erected on it, every easement, right, appurtenance, mineral, oil and gas right, water right and water stock, and every fixture now or later attached to it, and every replacement of and addition to any of them.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"2ec1352f-4c29-4b3b-a475-56b912c9da2f","order":81,"text":"Note means the promissory note described in the Recitals, together with every renewal, extension, modification and replacement of it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"b50aa3eb-1b48-4661-862d-92d3e7bc006e","order":82,"text":"Loan Documents means the Note, this Security Instrument and every other document now or later executed in connection with the loan evidenced by the Note.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"remove","operator":"="}]},{"id":"df277687-9e39-4ea7-80d5-6e6f2607cde7","order":83,"text":"Loan Documents means the Note, this Security Instrument, the Guaranty and every other document now or later executed in connection with the loan evidenced by the Note.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"d00e2d5b-d05b-4c24-a22c-042f827d6f79","order":84,"text":"Secured Obligations means the payment of the Note and of every other sum advanced or payable under this Security Instrument, together with interest on it, and the performance of every covenant of the Borrower contained in the Loan Documents.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"2d509309-382d-4861-a25a-f4c147b2548c","order":85,"text":"Applicable Law means every controlling federal, state and local statute, regulation, ordinance and administrative rule in force from time to time, and includes every applicable final and non-appealable judicial opinion.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"432f7454-3c6d-400e-85cd-67a7309361fa","order":86,"text":"business day means a day other than a Saturday, a Sunday or a day on which banks in the State in which the Property is situated are authorized or required by law to close.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"8093b23a-3cc0-4821-baa2-c82ca4cdb1ae","order":87,"text":"Senior Lien has the meaning given to it in the Section entitled Senior Encumbrance.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"junior","type":"add","operator":"="}]},{"id":"2894e1a4-561c-408d-903f-d0b47a0924ac","order":88,"text":"Guaranty means the guaranty of the Secured Obligations executed by the Guarantor and set out at the end of this instrument.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"fd2befaa-c85e-4c17-b800-48a34eb2ada7","order":89,"text":"2. CONVEYANCE OF THE PROPERTY AS SECURITY","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S02"},{"id":"e7d025d5-cc3f-4874-b37e-ee0e73d7db49","order":90,"text":"The Borrower irrevocably grants, conveys, transfers and assigns to the Trustee, in trust, with power of sale, for the benefit of the Lender as beneficiary, all of the right, title and interest of the Borrower in and to the Property, to secure the Secured Obligations.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"d61c3a55-8dec-48ec-8e7f-bc2f773eec41","order":91,"text":"The Borrower irrevocably grants, bargains, sells, mortgages and warrants to the Lender all of the right, title and interest of the Borrower in and to the Property, to secure the Secured Obligations.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Mortgage","type":"add","operator":"="}]},{"id":"c994c791-d993-4969-ac88-6c388e0e0a2d","order":92,"text":"The Property is situated in the County of [County], State of Alabama, is commonly known as [Street address], [City], and is more particularly described as follows:","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"c2e41270-d7ca-43c8-9253-afb17ae48ab8","order":93,"text":"[Legal description of the Property, exactly as it appears on the deed]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"740549d4-828c-4f11-a210-5a5b8ab38536","order":94,"text":"Assessor's Parcel Number: [Assessor's parcel number]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"896fbdcf-b52b-4500-bdce-69c2a27da8b0","order":95,"text":"The Borrower warrants that the Borrower lawfully holds the estate conveyed by this Security Instrument, has the right to grant and convey the Property, and that the Property is unencumbered except for encumbrances of record; and the Borrower warrants and will defend the title to the Property against every claim and demand, subject to encumbrances of record.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"8ca52640-d87f-453a-bf5b-54728a353e3b","order":96,"text":"3. SECURITY AGREEMENT AND FIXTURE FILING","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S03"},{"id":"2a09d175-2ef9-4b2d-82b1-c15cb09aaf68","order":97,"text":"To the extent that any part of the Property consists of goods, fixtures, equipment, appliances, building materials, plans and specifications, permits, licenses, insurance policies, contract rights, deposits, reserves and general intangibles relating to the ownership, use or operation of the Property, the Borrower grants to the Lender a security interest in that property, and in the proceeds of it, under the Uniform Commercial Code in force in the State of Alabama. This Security Instrument is a security agreement for the purposes of that Code.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"bfa17a01-a598-43db-aec1-25d3243fa47e","order":98,"text":"This Security Instrument also constitutes a financing statement filed as a fixture filing in respect of every fixture now or later situated on the Property. For that purpose the Borrower is the debtor and the record owner of the Property, the Lender is the secured party, and the addresses of the parties are those stated at the beginning of this Security Instrument.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"aac54931-ef27-4389-a4c8-951686afb1c4","order":99,"text":"The Borrower authorizes the Lender to file every financing statement, continuation statement and amendment that the Lender reasonably considers necessary to perfect or maintain that security interest, without the further signature of the Borrower, and shall pay the cost of every such filing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"320e7e8f-562e-4418-abb0-6986dc3cc940","order":100,"text":"Upon the occurrence of an Event of Default the Lender may exercise, in addition to every remedy provided by this Security Instrument, every remedy available to a secured party under the Uniform Commercial Code, and may proceed against the real property and the personal property together, in a single proceeding, to the extent permitted by Applicable Law.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"f8b4a9cc-3024-4028-91a6-d78a9a068c3f","order":101,"text":"4. SECURED OBLIGATIONS","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S04"},{"id":"c4563b46-acd9-4bc2-838c-2a58df9ff806","order":102,"text":"This Security Instrument secures the payment of the principal sum of $[Principal amount], with interest on it, in accordance with the Note and every renewal, extension and modification of the Note; the payment of every sum advanced by the Lender to protect the Property or the security of this Security Instrument, with interest on it; and the performance of every covenant and agreement of the Borrower contained in the Loan Documents.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"a2ac21f9-5f42-456e-96b7-c67606e17f6f","order":103,"text":"This Security Instrument is a purchase-money security instrument. The indebtedness it secures represents part of the purchase price of the Property, advanced by the Lender as seller of the Property to the Borrower as buyer.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"9f15938b-9e33-40f3-a592-43376c1564d7","order":104,"text":"5. REPRESENTATIONS OF THE BORROWER","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S05"},{"id":"05ab1a61-5442-40b7-8dfa-f2b71f3d8f13","order":105,"text":"The Borrower represents to the Lender, as at the date of this Security Instrument, that the Borrower has full capacity and authority to execute and perform the Loan Documents, and that their execution and performance breach no judgment, order, agreement or instrument by which the Borrower is bound.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"ed0bf217-407b-47a7-9f13-fb74f0aa4815","order":106,"text":"The Borrower represents that no action, suit or proceeding is pending or, to the knowledge of the Borrower, threatened, that might materially affect the Property, the priority of this Security Instrument or the ability of the Borrower to perform the Secured Obligations; and that the Borrower is not the subject of any proceeding in bankruptcy, insolvency or receivership and contemplates none.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"18549eb9-ab35-40e3-8af3-c7fe235748ae","order":107,"text":"The Borrower represents that every financial statement and other item of information furnished to the Lender in connection with the loan is complete and accurate in every material respect and that no material change has occurred in the financial condition of the Borrower since it was furnished.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"881d5b9f-68f2-480b-8707-a90d5413e2cc","order":108,"text":"The Borrower represents that, to the knowledge of the Borrower, the Property complies with every applicable building, zoning, land use, health and environmental law, that no notice of violation of any of them is outstanding, and that no condition of the Property that would materially affect its value has been concealed from the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"7e6fe0ee-4257-4d06-82c8-f6b783cfc23d","order":109,"text":"The Borrower represents that the Senior Lien is in good standing, that no default exists under it and that no event has occurred which, with notice or the passage of time, would constitute a default under it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"junior","type":"add","operator":"="}]},{"id":"a59ff20d-469f-41cb-b7d4-4b3783c29504","order":110,"text":"Every representation contained in this Section is treated as repeated on the date of each advance made by the Lender under this Security Instrument, and survives the recording of this Security Instrument.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"ed31136c-278f-487a-91f2-7cc45d73d4fa","order":111,"text":"6. PAYMENT OF PRINCIPAL, INTEREST AND OTHER CHARGES","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S06"},{"id":"40427304-e39a-4235-8f22-045a74519a3f","order":112,"text":"The Borrower shall pay when due the principal of and the interest on the debt evidenced by the Note, together with every late charge, default interest and other charge payable under the Note, and every other sum secured by this Security Instrument. Payments shall be applied in the order set out in the Note.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"4797e59d-b99c-423d-a6d9-9087e487ceed","order":113,"text":"7. TAXES, ASSESSMENTS AND INSURANCE PREMIUMS","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S07"},{"id":"aa068f42-316f-4e0f-9287-668c315a8754","order":114,"text":"The Borrower shall pay, before they become delinquent, every tax, assessment, water and sewer charge, ground rent, homeowners association assessment and other charge that may attain priority over this Security Instrument, and every premium for the insurance required by this Security Instrument. The Borrower shall deliver to the Lender, promptly upon request, receipts or other evidence showing that those amounts have been paid.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"b8f721f0-abc2-4f23-9389-b0fae5a237f1","value":"direct","type":"add","operator":"="}]},{"id":"eac1797e-c4d2-437f-970f-5db54117b9dd","order":115,"text":"The Borrower shall pay to the Lender, on the day each monthly installment is due under the Note, an additional sum equal to one-twelfth of the annual taxes and assessments that may attain priority over this Security Instrument and of the annual premiums for the insurance required by this Security Instrument, as reasonably estimated by the Lender from time to time (the Escrow Funds).","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"b8f721f0-abc2-4f23-9389-b0fae5a237f1","value":"escrow","type":"add","operator":"="}]},{"id":"c476e5ec-195a-4be6-925d-b57fa9768326","order":116,"text":"The Lender shall apply the Escrow Funds to pay those taxes, assessments and premiums as they fall due, shall not charge the Borrower for holding or applying the Escrow Funds, and shall account to the Borrower for them annually without charge. Interest shall be paid on the Escrow Funds only if required by Applicable Law or agreed in writing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"b8f721f0-abc2-4f23-9389-b0fae5a237f1","value":"escrow","type":"add","operator":"="}]},{"id":"2e42c2d6-4e78-41ac-8592-b5e8d85c1026","order":117,"text":"If the Escrow Funds are insufficient to pay those taxes, assessments and premiums when due, the Borrower shall pay the deficiency to the Lender within thirty days after written notice; if they exceed the amounts required, the excess shall be credited against subsequent installments or refunded to the Borrower. Upon payment in full of the Secured Obligations, the Lender shall refund to the Borrower every Escrow Fund then held.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"b8f721f0-abc2-4f23-9389-b0fae5a237f1","value":"escrow","type":"add","operator":"="}]},{"id":"c2929381-e341-438e-a61a-067547e33088","order":118,"text":"The Borrower shall promptly discharge any lien that attains priority over this Security Instrument, other than a lien expressly permitted by this Security Instrument, on the conditions set out in the Section entitled Liens and Further Encumbrances.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"d78c39ea-66be-4f83-969b-32e77da95676","order":119,"text":"8. HAZARD AND LIABILITY INSURANCE","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S08"},{"id":"b3a077fe-0bb4-4393-a173-a76d36fd93a4","order":120,"text":"The Borrower shall keep the improvements now existing or later erected on the Property insured against loss by fire, hazards included within the term extended coverage, and every other hazard for which the Lender reasonably requires insurance, including flood insurance where the Property is situated in a special flood hazard area, in an amount not less than the full replacement cost of the improvements or the unpaid balance of the Secured Obligations, whichever is the greater, and for the periods that the Lender requires.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"490900d0-fac7-4569-8852-d8931f7bc355","order":121,"text":"Every policy shall be issued by an insurer authorized to do business in the State of Alabama, shall name the Lender as mortgagee and loss payee under a standard mortgagee clause, and shall provide that it may not be cancelled or materially modified without at least thirty days' prior written notice to the Lender. The Borrower shall deliver evidence of the coverage to the Lender on request and shall pay every premium when due.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"2cd24ba9-826a-4ce3-83e6-a6efdc53d8d4","order":122,"text":"The rights of the Lender in the proceeds of every policy required by this Section are subject to the rights of the holder of the Senior Lien and to any standard mortgagee clause granted to that holder in priority. Every sum released to the Borrower by the holder of the Senior Lien for the restoration of the Property shall be applied to that restoration.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"junior","type":"add","operator":"="}]},{"id":"6ffe75f2-acda-4d12-a192-a04f976719b7","order":123,"text":"The Borrower shall also maintain liability insurance covering bodily injury and property damage arising out of the ownership, use or occupancy of the Property, in an amount not less than that which a prudent owner of a comparable property would maintain and in any event not less than the amount reasonably required by the Lender from time to time, and shall cause the Lender to be named as an additional insured under that policy.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"2f66f94b-e9f1-4e33-976a-acb6e6908032","order":124,"text":"In the event of loss the Borrower shall give prompt notice to the insurer and to the Lender. Unless the Borrower and the Lender agree otherwise in writing, insurance proceeds shall be applied to the restoration or repair of the Property where the restoration is economically feasible and the security of the Lender is not thereby lessened; otherwise the proceeds shall be applied to the Secured Obligations, whether or not then due, with any excess paid to the Borrower.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"e69df1ee-9de9-49e2-8aab-11760165070c","order":125,"text":"If the Borrower fails to maintain the coverage required by this Security Instrument, the Lender may obtain it at the expense of the Borrower, and the cost of it, with interest at the rate stated in the Note, shall become part of the Secured Obligations and shall be payable on demand.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"c77015ae-2bc0-4c03-9b2a-ddfe5fa196d1","order":126,"text":"9. PRESERVATION, MAINTENANCE AND INSPECTION OF THE PROPERTY","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S09"},{"id":"4ad7bd9b-50bb-42b5-aa3b-5d25b363d918","order":127,"text":"The Borrower shall keep the Property in good repair and condition, shall neither commit nor permit waste, impairment or deterioration of the Property, and shall comply with every law, ordinance, regulation and restrictive covenant affecting the Property.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"a0b0dadf-067a-42ec-9c4b-8f96e49dab3e","order":128,"text":"The Borrower shall not demolish or materially alter any improvement on the Property, nor remove any fixture from it, without the prior written consent of the Lender, except for a repair or improvement that preserves or increases the value of the Property. Where the Property forms part of a condominium or a planned unit development, the Borrower shall perform every obligation under the declaration, by-laws and rules of the association.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"fd5989e1-434d-4e17-944c-14559228630a","order":129,"text":"The Borrower shall not enter into any lease of the Property for a term exceeding three years, nor accept the prepayment of rent for more than one month in advance, nor materially modify or terminate any lease of the Property, without the prior written consent of the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"09c3a2fe-3ccf-466e-8a15-0ddc25913efa","order":130,"text":"The Lender or its agent may, after reasonable notice, enter upon and inspect the Property at any reasonable time.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"82c684e6-1e18-4892-9272-e0bf44192981","order":131,"text":"10. OCCUPANCY AND USE OF THE PROPERTY","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S10"},{"id":"2f6141c5-a7d3-4e91-ac80-d85edc729ef4","order":132,"text":"The Borrower shall occupy, establish and use the Property as the principal residence of the Borrower within sixty days after the execution of this Security Instrument and shall continue to occupy it as the principal residence of the Borrower for at least one year after that date, unless the Lender agrees otherwise in writing or unless circumstances beyond the control of the Borrower prevent it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"c10a635b-b7fe-4748-950a-ac225b6f0194","value":"principal residence","type":"add","operator":"="}]},{"id":"27600320-d482-4837-934b-ed073f3b48a4","order":133,"text":"The Borrower shall not change the use of the Property, nor apply for any change in its zoning or permitted use, without the prior written consent of the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"c10a635b-b7fe-4748-950a-ac225b6f0194","value":"principal residence","type":"add","operator":"="}]},{"id":"3f2c07e8-0c30-4ae4-bd54-5663e1e2968f","order":134,"text":"The Borrower represents that the Property is acquired and held for investment or business purposes and that neither the Borrower nor any member of the family of the Borrower occupies or will occupy it as a principal residence. The Borrower shall not change that use, nor occupy the Property as a principal residence, nor apply for any change in its zoning or permitted use, without the prior written consent of the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"c10a635b-b7fe-4748-950a-ac225b6f0194","value":"investment or business","type":"add","operator":"="}]},{"id":"6dc27aef-e2d5-4857-8308-7c8c333c881c","order":135,"text":"The Borrower shall operate and maintain the Property in a businesslike manner, shall keep proper books and records of its operation and shall deliver to the Lender, upon reasonable request, a rent roll and a statement of the income and expenses of the Property for the preceding twelve months.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"c10a635b-b7fe-4748-950a-ac225b6f0194","value":"investment or business","type":"add","operator":"="}]},{"id":"31643efa-93f7-4698-af65-9bb734698a16","order":136,"text":"11. PROTECTION OF THE LENDER'S INTEREST; ADVANCES","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S11"},{"id":"0a9eabc9-2df4-4d38-a4bb-8046a6868b8c","order":137,"text":"If the Borrower fails to perform any covenant contained in this Security Instrument, or if any proceeding is commenced that may materially affect the interest of the Lender in the Property, including a proceeding in bankruptcy, probate, condemnation or forfeiture or for the enforcement of a lien, the Lender may do and pay whatever is reasonably necessary to protect the value of the Property and its rights under this Security Instrument, including paying any sum secured by a lien having priority over this Security Instrument, appearing in court, paying reasonable attorneys' fees and entering the Property to make repairs.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"c186efb2-15c2-4a5e-8c8e-3435d16fef03","order":138,"text":"Every sum disbursed by the Lender under this heading shall become an additional obligation of the Borrower secured by this Security Instrument, shall bear interest from the date of disbursement at the rate stated in the Note and shall be payable on demand. Nothing in this Security Instrument requires the Lender to incur any expense or to take any action.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"584e83ae-2a29-4661-a20a-ea18cc97f6a1","order":139,"text":"12. SENIOR ENCUMBRANCE","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"junior","type":"add","operator":"="}],"marginTop":"20","sectionNum":"S12"},{"id":"d7c15ff8-9018-4fbe-9cb7-ef8206628308","order":140,"text":"This Security Instrument is junior and subordinate to the security instrument granted in favor of [Name of the senior lender], having an approximate unpaid principal balance of $[Approximate balance] at the date of this Security Instrument and recorded under [Recording reference of the senior lien] (the Senior Lien).","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"junior","type":"add","operator":"="}]},{"id":"f1a5f2e3-835b-4bd3-a407-f1daf1784983","order":141,"text":"The Borrower shall pay every installment due under the Senior Lien when due, shall perform every obligation of the borrower under it and shall not permit any default under it. The Borrower shall not agree to any increase in the principal amount, the interest rate or the payment obligations of the Senior Lien, nor to any extension or modification of it, without the prior written consent of the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"junior","type":"add","operator":"="}]},{"id":"543f669a-7ef7-4bc5-86d6-a00376c2f7c2","order":142,"text":"The Borrower shall deliver to the Lender, promptly upon request, evidence that the Senior Lien is current, and shall deliver to the Lender a copy of every notice of default received under it within five days after receipt. The Borrower shall execute every request for notice of default and of sale that Applicable Law permits to be recorded for the benefit of the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"junior","type":"add","operator":"="}]},{"id":"f0e60ba9-5bd0-441f-b207-6915bda80058","order":143,"text":"The Lender may, but is not obliged to, cure any default under the Senior Lien, and every sum so advanced, with interest at the rate stated in the Note, shall be added to the Secured Obligations and shall be payable on demand.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"junior","type":"add","operator":"="}]},{"id":"4b241db4-8236-40c2-b187-8d05afabd27f","order":144,"text":"13. LIENS AND FURTHER ENCUMBRANCES","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S13"},{"id":"3264fa46-824c-4ae4-afc2-f7c0f3fd689c","order":145,"text":"The Borrower shall not create, incur, assume or permit to exist any mortgage, deed of trust, lien, security interest, assessment or other encumbrance upon the Property or upon any part of it, other than this Security Instrument and liens for taxes and assessments that are not yet delinquent, without the prior written consent of the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"first","type":"add","operator":"="}]},{"id":"98a27421-c40f-4ab7-9a62-4cc5287da920","order":146,"text":"The Borrower shall not create, incur, assume or permit to exist any mortgage, deed of trust, lien, security interest, assessment or other encumbrance upon the Property or upon any part of it, other than this Security Instrument, the Senior Lien and liens for taxes and assessments that are not yet delinquent, without the prior written consent of the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"junior","type":"add","operator":"="}]},{"id":"db2bf6ee-349b-4da0-ad16-ecbfde307f51","order":147,"text":"The Borrower shall pay when due every claim for labor, materials or supplies furnished in connection with the Property, and shall cause any mechanic's, materialman's, judgment or other involuntary lien filed against the Property to be discharged, or bonded over in a manner reasonably satisfactory to the Lender, within thirty days after the Borrower becomes aware of the filing, unless the Borrower contests it in good faith by appropriate proceedings that prevent its enforcement while they are pending and provides the Lender with security reasonably satisfactory to it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"d81c3a98-00ea-4556-88c6-d2512487a4ab","order":148,"text":"14. TRANSFER OF THE PROPERTY","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S14"},{"id":"e85ac41c-3df0-40b8-9209-413e423af0f3","order":149,"text":"If all or any part of the Property, or any interest in it, is sold, conveyed, transferred, leased with an option to purchase or otherwise disposed of, whether voluntarily, involuntarily or by operation of law and whether legal or beneficial title passes, without the prior written consent of the Lender, the Lender may, at its option, declare every sum secured by this Security Instrument immediately due and payable.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"98b69651-1610-4644-b4a8-2057deb49b75","value":"due-on-sale","type":"add","operator":"="}]},{"id":"3e18ba57-717c-4999-b90f-1da224e37f36","order":150,"text":"If all or any part of the Property, or any interest in it, is sold, conveyed, transferred, leased with an option to purchase or otherwise disposed of, whether voluntarily, involuntarily or by operation of law and whether legal or beneficial title passes, without the prior written consent of the Lender, the Lender may, at its option, declare every sum secured by this Security Instrument immediately due and payable. The Lender shall not, however, unreasonably withhold its consent to an assumption of the Secured Obligations where the proposed transferee delivers to the Lender the financial information that the Lender reasonably requires, the Lender reasonably determines that its security will not be impaired and that the risk of a breach of any covenant contained in the Loan Documents is not thereby increased, and the transferee signs an assumption agreement, in a form acceptable to the Lender, by which the transferee undertakes to perform every obligation of the Borrower under the Loan Documents.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"98b69651-1610-4644-b4a8-2057deb49b75","value":"assumable","type":"add","operator":"="}]},{"id":"7dddce7f-4a70-475a-9682-fc3296e7c128","order":151,"text":"The Lender may require the payment of a reasonable assumption fee and the delivery of an endorsement to its title insurance policy confirming the priority of this Security Instrument. Unless the Lender releases the Borrower in writing, the Borrower shall remain liable for every obligation under the Loan Documents notwithstanding the assumption.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"98b69651-1610-4644-b4a8-2057deb49b75","value":"assumable","type":"add","operator":"="}]},{"id":"ffb4a8ae-00d1-417b-b96a-f94523df3fe0","order":152,"text":"The Lender shall not exercise that option where its exercise is prohibited by Applicable Law, including the transfers exempted by the Garn-St Germain Depository Institutions Act of 1982, 12 U.S.C. § 1701j-3(d), and by the regulations made under it at 12 C.F.R. Part 191, in respect of a loan secured by a lien on residential real property containing fewer than five dwelling units.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"bff3e92e-659f-4802-9d12-6343ea77f977","order":153,"text":"Those exempt transfers include the creation of a lien or other encumbrance subordinate to this Security Instrument that does not relate to a transfer of rights of occupancy in the Property; a transfer by devise, descent or operation of law on the death of a joint tenant or tenant by the entirety; a transfer to a relative resulting from the death of the Borrower; a transfer where the spouse or a child of the Borrower becomes an owner of the Property; a transfer resulting from a decree of dissolution of marriage, from a legal separation agreement or from an incidental property settlement agreement by which the spouse of the Borrower becomes an owner of the Property; the granting of a leasehold interest of three years or less not containing an option to purchase; and a transfer into an inter vivos trust in which the Borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the Property.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"0b0c96b2-f09c-452c-b460-bf5109c26664","order":154,"text":"If the Lender exercises that option it shall give the Borrower notice of acceleration in accordance with the Section entitled Notices, and the Borrower shall pay every sum secured by this Security Instrument within the period stated in that notice, which shall not be less than thirty days from the date on which the notice is given, or such longer period as Applicable Law requires. If the Borrower fails to pay those sums before the expiry of that period, the Lender may invoke any remedy permitted by this Security Instrument without further notice or demand on the Borrower.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"9b78ac4b-b8b6-4b8d-8054-a87190e4f40e","order":155,"text":"15. EVENTS OF DEFAULT","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S15"},{"id":"67ac21e8-b63e-4bb8-b873-86cc0c0fb327","order":156,"text":"Each of the following is an Event of Default under this Security Instrument:","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"7d4a0328-9251-4675-b66b-2423878ec57e","order":157,"text":"— the failure to pay any installment or other sum payable under the Note or under this Security Instrument within [Grace period in days] days after it becomes due;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true},{"id":"3ac1e1b8-7dc0-4f67-bb33-04b981e58530","order":158,"text":"— the failure to observe or perform any other covenant contained in the Loan Documents, where the failure continues for thirty days after written notice from the Lender, or for such longer period as is reasonably required to cure it provided the Borrower begins the cure within that period and pursues it diligently;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true},{"id":"0111c3e3-e2b9-4128-b234-027bb84e3937","order":159,"text":"— any statement or warranty made by the Borrower in connection with the loan proving to have been materially false or misleading when made;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true},{"id":"555b25cb-68a5-4b05-8849-e790920d0506","order":160,"text":"— the failure to maintain the insurance required by this Security Instrument, or to pay when due any tax, assessment or other charge that may attain priority over this Security Instrument;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true},{"id":"70063eb2-e2fb-4366-9bc9-9b09c2b7338f","order":161,"text":"— the sale, conveyance or transfer of the Property in breach of the Section entitled Transfer of the Property;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true},{"id":"e27cfcd3-5128-4952-a622-fa4bd4204945","order":162,"text":"— the creation of any encumbrance in breach of the Section entitled Liens and Further Encumbrances, or the failure to discharge or bond over an involuntary lien within the period stated in that Section;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true},{"id":"91838268-fe5b-4f54-9d66-8e521f0ff648","order":163,"text":"— a default under the Senior Lien that is not cured within any applicable cure period, or the commencement of enforcement proceedings under the Senior Lien;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"junior","type":"add","operator":"="}]},{"id":"33b54b02-b87a-4963-8fea-252f8f26c497","order":164,"text":"— the death, dissolution or insolvency of the Guarantor, or the revocation or attempted revocation of the Guaranty, unless a substitute guarantor acceptable to the Lender assumes the Guaranty within thirty days;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"31e867e4-9620-4e51-a4f1-a8815d3e6bcc","order":165,"text":"— the filing by or against the Borrower of any proceeding in bankruptcy or insolvency, or the appointment of a receiver for the Borrower or for the Property, where a proceeding filed against the Borrower is not dismissed within sixty days;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true},{"id":"e71b10c1-6b63-45d2-b21c-a13794b93a99","order":166,"text":"— the abandonment of the Property, or any waste, demolition or removal of improvements in breach of this Security Instrument.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"9815d189-ecf7-4946-9214-2deb6b7ea27e","order":167,"text":"16. ACCELERATION AND REMEDIES","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S16"},{"id":"a367bfd5-7bfd-4ba7-a1f9-6c19a6dbc9d2","order":168,"text":"Except where a shorter period or a different procedure is required or permitted by Applicable Law, before accelerating the Secured Obligations following an Event of Default the Lender shall give the Borrower written notice specifying the default, the action required to cure it, a date not less than thirty days from the date on which the notice is given by which the default must be cured, and the fact that failure to cure the default on or before that date may result in acceleration of the sums secured by this Security Instrument and in the sale of the Property. The notice shall further inform the Borrower of the right to reinstate after acceleration and of the right to assert in the enforcement proceeding the non-existence of a default or any other defense of the Borrower.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"9afa041a-5813-418c-aa25-be3e7f3a6e0f","order":169,"text":"If the default is not cured on or before the date specified in the notice, the Lender may declare every sum secured by this Security Instrument immediately due and payable without further demand, and may invoke the remedies set out below and every other remedy permitted by Applicable Law.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"60fe698a-eed8-4bdc-bd1d-db4a8fd9614e","order":170,"text":"The Lender may direct the Trustee to sell the Property, and the Trustee shall have the power to sell it at public auction. The Lender or the Trustee shall record, give and publish every notice of default and notice of sale, and shall observe every time period, manner of sale and other requirement prescribed by the Applicable Law of the State of Alabama. After the time required by Applicable Law the Trustee may sell the Property at the time and place and on the terms designated in the notice of sale, in one or more parcels and in any order that the Trustee determines, and may postpone the sale by public announcement at the time and place fixed for it. The Lender or its designee may purchase the Property at the sale.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"02efe4bb-695d-4d9f-968d-dbd3326b7e38","order":171,"text":"The Trustee shall deliver to the purchaser a trustee's deed conveying the Property without any covenant or warranty, express or implied, and the recitals in that deed shall be prima facie evidence of the truth of the statements made in it. The Trustee shall apply the proceeds of the sale in the following order: to every expense of the sale, including reasonable trustee's and attorneys' fees; then to every sum secured by this Security Instrument; and any excess to the person or persons legally entitled to it or to the clerk of the court of the county in which the sale took place.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"35a32d27-145f-4599-808f-940b7383af96","order":172,"text":"The Lender may foreclose this Security Instrument by judicial proceeding, or by any other method of foreclosure permitted by the Applicable Law of the State of Alabama, and may have the Property sold in accordance with that law.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Mortgage","type":"add","operator":"="}]},{"id":"5d243df7-16e1-41e4-b340-fe8e8d3f5b3a","order":173,"text":"The proceeds of any foreclosure sale shall be applied in the following order: to every expense of the sale, including reasonable attorneys' fees and costs of title evidence; then to every sum secured by this Security Instrument; and any excess to the person or persons legally entitled to it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Mortgage","type":"add","operator":"="}]},{"id":"7b00e25a-106b-4db5-8324-b4636fcffba8","order":174,"text":"The Lender shall be entitled to collect every expense incurred in pursuing the remedies provided in this Security Instrument, including reasonable attorneys' fees, costs of title evidence and costs of documentary evidence, to the extent permitted by Applicable Law. The Lender may also sue on the Note and obtain a personal judgment against the Borrower, and may pursue every other remedy available at law or in equity, in each case only to the extent permitted by Applicable Law and subject to every statutory limitation on deficiency judgments applicable to purchase-money obligations. Every remedy is cumulative and may be exercised concurrently or successively.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"df1a6d56-320b-40ae-8bac-4f2f69c37fb7","order":175,"text":"17. THE BORROWER'S RIGHT TO REINSTATE","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S17"},{"id":"fcc3768b-859f-4206-a233-2ed3644c6bf4","order":176,"text":"Where the Borrower meets the conditions set out below, the Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time before the earliest of the sale of the Property pursuant to the remedies provided in this Security Instrument, the entry of a judgment enforcing this Security Instrument, and the end of such other period as Applicable Law may specify for the termination of the right of the Borrower to reinstate.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"ec6dfd99-0abf-4e5b-a3bb-418eac59f9ba","order":177,"text":"Those conditions are that the Borrower pays to the Lender every sum that would then be due under the Loan Documents as if no acceleration had occurred; cures every other default; pays every expense incurred in enforcing this Security Instrument, including reasonable attorneys' fees and costs; and takes any action that the Lender may reasonably require to assure that the lien of this Security Instrument, the rights of the Lender in the Property and the obligation of the Borrower to pay the Secured Obligations continue unchanged. Upon reinstatement the Loan Documents shall remain fully effective as if no acceleration had occurred.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"71aaab20-35ba-4d0d-ae09-3a6a78bcdb3a","order":178,"text":"18. ASSIGNMENT OF RENTS; APPOINTMENT OF A RECEIVER","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S18"},{"id":"77f1453b-a3bc-4865-af17-cc10bbddea78","order":179,"text":"As additional security the Borrower absolutely and unconditionally assigns to the Lender the rents, issues and profits of the Property. The Borrower may collect and retain them so long as no Event of Default has occurred and is continuing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"15e531d3-3081-40a5-9d75-675eccd7c699","order":180,"text":"Upon the occurrence of an Event of Default the Lender may, in person, by agent or by a receiver appointed by a court, and without regard to the adequacy of its security, enter upon and take possession of the Property, manage it and collect the rents, issues and profits, including those past due. The Lender may apply them, after payment of the costs of management and collection, including receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, to the Secured Obligations.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"13cd2862-e21a-4ba4-a393-9b1a102a889a","order":181,"text":"The Borrower appoints the Lender its attorney-in-fact to endorse and negotiate any instrument received in payment of rents. Entry upon and taking possession of the Property, the collection of rents and the application of them shall neither cure nor waive any Event of Default, nor invalidate any act done pursuant to this Security Instrument.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"6754fda8-b6b1-4d73-83df-83ac973a4fed","order":182,"text":"19. CONDEMNATION","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S19"},{"id":"489c21e7-fd38-43ac-b992-c449d071b1ee","order":183,"text":"The proceeds of every award and claim for damages, direct or consequential, in connection with any condemnation or other taking of any part of the Property, or for a conveyance in lieu of condemnation, are assigned to the Lender and shall be paid to it, subject to the rights of the holder of any prior lien.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"54e04803-d758-480f-a387-7c273919dc4c","order":184,"text":"In the event of a total taking the proceeds shall be applied to the Secured Obligations, whether or not then due, with any excess paid to the Borrower. In the event of a partial taking, unless the Borrower and the Lender agree otherwise in writing, the proceeds shall be applied to the Secured Obligations in the proportion that the amount of the Secured Obligations immediately before the taking bears to the fair market value of the Property immediately before the taking, with the balance paid to the Borrower.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"8cd20e6e-63ef-4558-9c04-bad218f2b601","order":185,"text":"If the Property is abandoned by the Borrower, or if the Borrower fails to respond to the Lender within thirty days after notice that the condemnor offers to make an award or to settle a claim, the Lender may collect and apply the proceeds, at its option, either to the restoration or repair of the Property or to the Secured Obligations, whether or not then due. Any application of proceeds to principal shall neither extend nor postpone the due date of the monthly installments, nor change their amount, unless the Lender and the Borrower agree otherwise in writing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"5a6920ab-32a1-4142-8e29-e77dcef40fac","order":186,"text":"20. SUBSTITUTION OF TRUSTEE; ACCEPTANCE OF THE TRUST","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}],"marginTop":"20","sectionNum":"S20"},{"id":"80c54ef9-294b-42c9-8cc5-3e535dcbf2a4","order":187,"text":"The Lender may, at any time and without cause, remove the Trustee and appoint a successor trustee by an instrument executed and acknowledged by the Lender and recorded in the office of the recorder of the county in which the Property is situated. Without conveyance of the Property, the successor trustee shall succeed to every title, power and duty conferred upon the Trustee by this Security Instrument and by Applicable Law.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"69a16f08-5022-41ed-bbc1-d460db792503","order":188,"text":"The Trustee is entitled to reasonable compensation for every service rendered under this Security Instrument, and to reimbursement of every expense reasonably incurred in rendering it; those sums are payable by the Borrower, bear interest at the rate stated in the Note from the date on which they are demanded and are secured by this Security Instrument. The Trustee is not liable for any act or omission made in good faith under this Security Instrument, except for its own gross negligence or willful misconduct, and may rely upon any instruction, certificate or document reasonably believed by it to be genuine.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"b93ca94b-0567-4a6a-a8a9-d2ee3fe492c8","order":189,"text":"The Trustee accepts this trust when this Security Instrument, duly executed and acknowledged, is made a public record as provided by Applicable Law. The Trustee is not obliged to notify any party of a pending sale under any other deed of trust, nor of any action or proceeding in which the Borrower, the Lender or the Trustee is a party, unless that action or proceeding is brought by the Trustee.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"4e5a62e3-f5a2-4b63-968f-bbe783eb54b7","order":190,"text":"21. RECONVEYANCE OR RELEASE","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S21"},{"id":"ccd12d55-2080-4610-a5d0-b1f51c4e30f3","order":191,"text":"Upon payment in full of the Secured Obligations the Lender shall request the Trustee to reconvey the Property and shall surrender this Security Instrument and the Note to the Trustee. The Trustee shall reconvey the Property, without warranty, to the person or persons legally entitled to it, who shall pay the costs of recordation. The Lender may charge a fee for the reconveyance only where the fee is paid to a third party for services rendered and the charging of the fee is permitted by Applicable Law.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"3c61ed73-34af-4b08-9ed4-25dac5a1d844","order":192,"text":"Upon payment in full of the Secured Obligations the Lender shall execute and deliver, and where required record, a satisfaction, discharge or release of this Security Instrument, within the period required by Applicable Law. The Borrower shall pay the costs of recordation. The Lender may charge a fee for the release only where the fee is paid to a third party for services rendered and the charging of the fee is permitted by Applicable Law.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Mortgage","type":"add","operator":"="}]},{"id":"25556cff-7be5-412d-a44b-15cb6ff30004","order":193,"text":"22. HAZARDOUS SUBSTANCES","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S22"},{"id":"b850f3b2-797f-4005-b134-e8c2475bed78","order":194,"text":"The Borrower shall neither cause nor permit the presence, use, disposal, storage or release of any hazardous substance on or in the Property, and shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of any environmental law. The preceding sentence does not apply to the presence, use or storage on the Property of small quantities of hazardous substances that are generally recognized to be appropriate to the normal use, occupancy and maintenance of the Property.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"84ff1aab-ffc5-444a-bacd-0ad408ce5238","order":195,"text":"The Borrower shall promptly give the Lender written notice of any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any hazardous substance or environmental law of which the Borrower has actual knowledge, and shall promptly take every necessary remedial action in accordance with environmental law.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"5391ed10-3529-498d-9a93-acc1562b608f","order":196,"text":"In this Security Instrument hazardous substances are those substances defined as toxic or hazardous substances by environmental law, and environmental law means the federal laws and the laws of the jurisdiction in which the Property is situated that relate to health, safety or environmental protection.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"b8acf332-24c7-428b-b602-151181fa7d6c","order":197,"text":"The Borrower shall indemnify the Lender against every claim, demand, judgment, penalty, fine, remediation cost, loss, liability and expense, including reasonable attorneys' and consultants' fees, arising out of the presence, use, storage, disposal or release of any hazardous substance on, under or from the Property, or out of any breach of this Section, whether the facts giving rise to it occurred before or after the date of this Security Instrument. This obligation survives the payment in full of the Secured Obligations and the release of this Security Instrument.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Mortgage","type":"add","operator":"="}]},{"id":"41e14723-60bb-45e2-b5eb-a46dade4cffd","order":198,"text":"The Borrower shall indemnify the Lender and the Trustee against every claim, demand, judgment, penalty, fine, remediation cost, loss, liability and expense, including reasonable attorneys' and consultants' fees, arising out of the presence, use, storage, disposal or release of any hazardous substance on, under or from the Property, or out of any breach of this Section, whether the facts giving rise to it occurred before or after the date of this Security Instrument. This obligation survives the payment in full of the Secured Obligations and the reconveyance of this Security Instrument.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"07bddf23-bf94-41c9-97fb-8d2533520b31","order":199,"text":"23. INDEMNIFICATION","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S23"},{"id":"d726eec4-1ad6-4918-bc15-937335df4071","order":200,"text":"The Borrower shall indemnify, defend and hold harmless the Lender against every claim, demand, action, loss, liability, damage, cost and expense, including reasonable attorneys' fees, arising out of the ownership, condition, use or occupancy of the Property, out of any act or omission of the Borrower or of any occupant of the Property, out of any breach of a covenant contained in the Loan Documents, or out of any claim asserted by a third party in respect of the Property, except to the extent that it is caused by the gross negligence or the willful misconduct of the person seeking indemnity.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Mortgage","type":"add","operator":"="}]},{"id":"9146eec5-a266-4fe9-8155-156c8d79b468","order":201,"text":"The Borrower shall indemnify, defend and hold harmless the Lender and the Trustee against every claim, demand, action, loss, liability, damage, cost and expense, including reasonable attorneys' fees, arising out of the ownership, condition, use or occupancy of the Property, out of any act or omission of the Borrower or of any occupant of the Property, out of any breach of a covenant contained in the Loan Documents, out of any claim asserted by a third party in respect of the Property, or out of the exercise by the Trustee of any power conferred by this Security Instrument, except to the extent that it is caused by the gross negligence or the willful misconduct of the person seeking indemnity.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"b48979bc-17a4-41cd-a848-4f909826307b","order":202,"text":"Every sum payable under this Section bears interest at the rate stated in the Note from the date on which it is demanded, is secured by this Security Instrument, and remains payable notwithstanding the payment in full of the Secured Obligations and the release of the security.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"4c3df798-7ce6-4fcc-b005-81287b2c8879","order":203,"text":"24. RECORDING, TRANSACTION TAXES AND TITLE INSURANCE","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S24"},{"id":"d7ff725f-fc0e-40c2-bea6-25bb73f0e014","order":204,"text":"The Borrower shall cause this Security Instrument to be recorded promptly in the official records of the county in which the Property is situated, and shall pay every recording fee, documentary stamp tax, intangible tax, mortgage recording tax and similar charge payable in connection with the recording of this Security Instrument and of any assignment, modification, release or reconveyance of it, except any charge that Applicable Law imposes upon the Lender and does not permit to be passed on to the Borrower.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"3fae51ab-dd1d-4d55-a7c1-5bfc9615b08e","order":205,"text":"The Borrower shall procure, at the expense of the Borrower, a lender's policy of title insurance in favor of the Lender in an amount not less than the principal amount of the Note, issued by a title insurer reasonably acceptable to the Lender and insuring this Security Instrument as a valid first lien on the Property, subject only to the exceptions approved in writing by the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"first","type":"add","operator":"="}]},{"id":"8bd1af08-1fd1-4250-9c28-29267431eb1f","order":206,"text":"The Borrower shall procure, at the expense of the Borrower, a lender's policy of title insurance in favor of the Lender in an amount not less than the principal amount of the Note, issued by a title insurer reasonably acceptable to the Lender and insuring this Security Instrument as a valid lien on the Property, subordinate only to the Senior Lien and to the other exceptions approved in writing by the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"e5674e00-4a6f-4b7d-a1df-355f12aa0e14","value":"junior","type":"add","operator":"="}]},{"id":"bde99f39-a86b-4bb0-b502-97e52d7d06c5","order":207,"text":"Each party shall bear its own attorneys' fees in connection with the negotiation and execution of the Loan Documents, except as otherwise provided in them.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"82c06891-af86-4d01-b8ef-e8496c270b3b","order":208,"text":"25. STATEMENTS AND ESTOPPEL CERTIFICATES","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S25"},{"id":"623569a5-a5e0-4084-a8ea-a413a00d79a6","order":209,"text":"Within ten business days after written request by the Lender, the Borrower shall deliver to the Lender a signed statement, in a form reasonably satisfactory to the Lender, stating the unpaid balance of the Secured Obligations, the date to which interest has been paid, whether any offset, counterclaim or defense is asserted by the Borrower and, to the knowledge of the Borrower, whether any Event of Default exists. A statement so delivered may be relied upon by any assignee of the Note and by any title insurer.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"7ed9a45d-8896-4ae4-a767-54c922b6faf6","order":210,"text":"Within a reasonable time after written request by the Borrower, and in any event within the period required by Applicable Law, the Lender shall deliver to the Borrower a statement of the amount required to discharge the Secured Obligations in full as at the date specified in the request, together with a statement of the payments received during any period reasonably specified in the request.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"37ee9ba1-881f-4f90-90c7-100fb83aa801","order":211,"text":"26. NOTICES","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S26"},{"id":"8899a802-eb69-4d9f-8540-da89d4da107e","order":212,"text":"Every notice under the Loan Documents shall be in writing and shall be treated as given when delivered by hand, when deposited with a nationally recognized overnight courier, or three business days after being deposited in the United States mail, first class, postage prepaid, certified with return receipt requested, addressed as follows:","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"e2e3cef0-7849-4024-9e08-5e04c2d11ee8","order":213,"text":"To the Borrower: [Borrower's full name], [Borrower's street address], [City, State and ZIP code].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"remove","operator":"="}]},{"id":"1dcb8865-0de8-4d54-aa37-1e75bd89e170","order":214,"text":"To the Borrower: [Borrower's full name] and [Second borrower's full name], [Borrower's street address], [City, State and ZIP code].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"add","operator":"="}]},{"id":"674cf9c6-6d37-4e7f-96bf-3f0b0eb04bfd","order":215,"text":"To the Lender: [Lender's full name], [Lender's street address], [City, State and ZIP code].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true},{"id":"82466768-ab02-4cef-b73f-9d73460bcc8f","order":216,"text":"To the Trustee: [Trustee's name], [Trustee's street address], [City, State and ZIP code].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"bc5008b3-9a26-41bf-aa59-4282a294bab2","order":217,"text":"Any party may change its address for notices by written notice given in the manner provided in this Security Instrument. A notice given to one person constituting the Borrower is treated as given to every person constituting the Borrower.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"add","operator":"="}]},{"id":"c83d9aba-af5a-4444-b50b-a2322e6bec6c","order":218,"text":"Any party may change its address for notices by written notice given in the manner provided in this Security Instrument.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"remove","operator":"="}]},{"id":"ce0fbf24-7f32-4c13-975e-e8eb2e84b6e4","order":219,"text":"27. SUCCESSORS AND ASSIGNS; NO WAIVER","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S27"},{"id":"cbdc422d-7fc8-4a05-b1dc-45755797bc45","order":220,"text":"The covenants and agreements contained in this Security Instrument bind and benefit the successors and assigns of the Lender and of the Borrower, subject to the Section entitled Transfer of the Property.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"d5bf6e00-29dd-409e-b83a-d1a49549c2c3","order":221,"text":"Each person signing this Security Instrument as Borrower is jointly and severally liable for every obligation under it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"add","operator":"="}]},{"id":"1df47980-7807-4d14-8a25-78cfe7aa30eb","order":222,"text":"No forbearance by the Lender in exercising any right or remedy, and no acceptance of a payment in an amount less than the amount then due, shall be a waiver of, or preclude the exercise of, any right or remedy. A waiver is effective only where it is made in writing and signed by the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"5229ac02-47c0-4661-9030-d01bce0de3f4","order":223,"text":"28. GOVERNING LAW; SEVERABILITY; CONSTRUCTION","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S28"},{"id":"3bfa4430-92b5-4818-8839-ce7cdc8f6415","order":224,"text":"This Security Instrument shall be governed by federal law and by the law of the State of Alabama, in which the Property is situated. Every right and obligation contained in this Security Instrument is subject to every requirement and limitation of Applicable Law. Where any provision of this Security Instrument or of the Note conflicts with Applicable Law, the conflict shall not affect the other provisions that can be given effect without the conflicting provision, and to this end the provisions of this Security Instrument and of the Note are declared to be severable.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"1903a448-bb50-44fa-a666-aa2a6b64216f","order":225,"text":"Words of the singular include the plural and words of one gender include every other gender, as the context requires. The headings of the Sections of this Security Instrument are for convenience of reference only and neither define nor limit their provisions.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"1abc5f4f-2c12-4744-893d-951c4885e7bf","order":226,"text":"29. VENUE; WAIVER OF JURY TRIAL","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S29"},{"id":"e100c4ab-3468-4f16-8136-ff8bd11b5adb","order":227,"text":"Every action or proceeding arising out of or relating to the Loan Documents shall be brought in the state or federal courts having jurisdiction over the county in which the Property is situated. Each party irrevocably submits to the jurisdiction of those courts and waives every objection founded on venue or on the doctrine of forum non conveniens.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"dcc11390-934a-4156-a428-9dc939bb291c","order":228,"text":"Nothing in this Section limits the right of the Lender or of the Trustee to exercise the power of sale or any other non-judicial remedy permitted by Applicable Law.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Deed of Trust","type":"add","operator":"="}]},{"id":"eab9dff1-df8f-476a-ba0a-0186cb84b037","order":229,"text":"Nothing in this Section limits the right of the Lender to pursue any remedy permitted by Applicable Law in any court having jurisdiction over the Property.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"d9bfb6a3-3f86-4369-80c6-bb0fdd4855a4","value":"Mortgage","type":"add","operator":"="}]},{"id":"20db1186-8d3f-4372-a4a0-af5da740632f","order":230,"text":"TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE BORROWER AND THE LENDER EACH WAIVE THE RIGHT TO A TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM ARISING OUT OF OR RELATING TO THE LOAN DOCUMENTS, THE PROPERTY OR THE TRANSACTION THAT THEY EVIDENCE.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"37656e4f-3f4d-4063-82d7-ce64cfd18738","order":231,"text":"30. ATTORNEYS' FEES AND COSTS","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S30"},{"id":"2388cd38-6ebc-4bf4-8358-1e538b924ce4","order":232,"text":"The Borrower shall pay to the Lender, on demand, every reasonable attorneys' fee, court cost, title charge, appraisal cost and other expense incurred by the Lender in connection with an Event of Default, the enforcement or attempted enforcement of the Loan Documents, the protection of the Property or of the interest of the Lender in it, or the participation of the Lender in any bankruptcy, insolvency, probate or other proceeding affecting the Borrower or the Property, in each case to the extent permitted by Applicable Law. Those sums shall bear interest at the rate stated in the Note from the date on which they are incurred and shall be secured by this Security Instrument.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"d66e60d7-f0ce-496e-9d5a-525b2edd8f66","order":233,"text":"31. MISCELLANEOUS PROVISIONS","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"20","sectionNum":"S31"},{"id":"6fafd15a-fcf6-41b6-9888-8f3b3f7224c5","order":234,"text":"Time is of the essence in the performance of every obligation under the Loan Documents.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"876e8fa6-15c5-4d73-b295-ac53082ecaa8","order":235,"text":"The Loan Documents contain the entire agreement of the parties with respect to the loan that they evidence and supersede every prior and contemporaneous negotiation, representation and agreement, whether oral or written, relating to it. No amendment or modification is effective unless made in writing and signed by the Borrower and the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"a789c97a-9b31-4191-9fdf-a360f643251f","order":236,"text":"To the fullest extent permitted by Applicable Law the Borrower waives every right of homestead exemption, appraisement, valuation, stay, extension and redemption in the Property, and every right to require the Lender to marshal assets or to proceed against any other person or security before enforcing this Security Instrument.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"f73febf8-5ce5-47c3-a3f9-fadf243f752a","order":237,"text":"The Borrower shall execute and deliver every further document, and shall take every further action, that the Lender may reasonably require in order to perfect, continue or protect the lien of this Security Instrument and the rights of the Lender under the Loan Documents.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"4f5ffcf0-65cc-4fce-ad5d-19ed88a7e3cd","order":238,"text":"Every representation, warranty and indemnity of the Borrower contained in the Loan Documents survives the making of the loan; every indemnity survives, in addition, the payment in full of the Secured Obligations and the release of the security.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"98c9503a-855e-4e30-9bf5-3cf854b065d6","order":239,"text":"Nothing in the Loan Documents confers any right upon a person who is not a party to them, and no person other than the parties and their permitted successors and assigns may enforce any provision of them.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"1cf0aa32-c977-4bea-97a7-95a58843fb17","order":240,"text":"The Loan Documents are the product of negotiation between the parties and shall not be construed against either of them by reason of that party having drafted them or any part of them.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"a19248fe-29aa-4193-8063-2a7ad4e0573f","order":241,"text":"This Security Instrument may be executed in counterparts, each of which is an original and all of which together constitute one instrument.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"fc571989-03af-4ec5-98c3-78bf59d0a432","order":242,"text":"BY SIGNING BELOW the Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and acknowledges receipt of a copy of it and of the Note.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"20"},{"id":"5b8b2a94-b4d9-4cb2-b904-fb4c351e6c0e","order":243,"text":"BORROWER:","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"16","cflou":false,"active":true,"marginTop":"10"},{"id":"69d7428d-f356-447f-ae22-bc6a4cb7a456","order":244,"text":"_____________________________________","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"2","cflou":false,"active":true},{"id":"c0fb3950-c915-466a-8a98-89a881dfba61","order":245,"text":"[Borrower's full name]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"18","cflou":false,"active":true},{"id":"bc67bff9-5bc0-412e-9b18-954c135dd86d","order":246,"text":"_____________________________________","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"2","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"add","operator":"="}]},{"id":"17420e24-c06d-4607-a03d-d5691587f3b1","order":247,"text":"[Second borrower's full name]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"18","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"add","operator":"="}]},{"id":"be7e65ac-6eaf-4288-ac2f-1cef3fca42b0","order":248,"text":"ACKNOWLEDGMENT","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true,"marginTop":"18"},{"id":"d545a1d6-be9e-4fb7-9f0c-41550ecab4ee","order":249,"text":"State of Alabama","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true},{"id":"6be597f4-e4a0-4126-94c8-b1a4cd774a29","order":250,"text":"County of [County where the Borrower signs]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"6df9a805-385b-4e75-8b08-80634668f2d7","order":251,"text":"On [Date of the Note], before me, the undersigned notary public, personally appeared [Borrower's full name], who proved to me on the basis of satisfactory evidence to be the person whose name is subscribed to the foregoing instrument, and acknowledged that he or she executed it for the purposes stated in it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"remove","operator":"="}]},{"id":"d08ab206-8f2c-47bf-91fc-059cba7e0be1","order":252,"text":"On [Date of the Note], before me, the undersigned notary public, personally appeared [Borrower's full name] and [Second borrower's full name], who proved to me on the basis of satisfactory evidence to be the persons whose names are subscribed to the foregoing instrument, and acknowledged that they executed it for the purposes stated in it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"89145d95-d8b1-4b81-ae99-fd580c8e7f3a","value":"two","type":"add","operator":"="}]},{"id":"3f1cd4fe-6d4a-4ee9-8e56-de5aa5f190a4","order":253,"text":"Witness my hand and official seal.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"18","cflou":false,"active":true},{"id":"56a5492e-f8fd-4566-998b-a98932ecb665","order":254,"text":"_____________________________________","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"2","cflou":false,"active":true},{"id":"7c8060ed-cdf3-466e-8360-0c0d4fac8694","order":255,"text":"Notary Public","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"4","cflou":false,"active":true},{"id":"0ed3e513-1a22-434a-8816-e45d1d94d864","order":256,"text":"My commission expires: _________________","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true},{"id":"d9bb0f04-f993-4e96-a6e6-64c424d17046","order":257,"text":"GUARANTY","fontSize":"20","textAlign":"center","bold":true,"underline":false,"marginBottom":"4","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}],"marginTop":"30"},{"id":"b0b40bc1-3b62-4033-9129-a6eff3e76671","order":258,"text":"(Guaranty of the secured promissory note)","fontSize":"14","textAlign":"center","bold":false,"underline":false,"marginBottom":"22","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"8990d52e-31fe-4add-b884-17abf4b5c2ce","order":259,"text":"THIS GUARANTY is given as of [Date of the Note] by [Guarantor's full name], whose address is [Guarantor's street address], [City, State and ZIP code] (the Guarantor), in favor of [Lender's full name] (the Lender).","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"f4b6ec59-f3c1-4c25-9b26-4cbb5b755ad4","order":260,"text":"Terms defined in the Security Instrument have the same meanings in this Guaranty.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"fee60d8d-c08e-4a4f-9bc4-6ad3e5181cf2","order":261,"text":"In consideration of the agreement of the Lender to finance part of the purchase price of the Property, and as a material inducement to it, the Guarantor absolutely, unconditionally and irrevocably guarantees to the Lender the full and punctual payment when due of every sum payable under the Note and the Security Instrument and the full performance of every obligation of the Borrower under them.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"234d9f3c-e40c-42ba-98d4-55e17738b8bd","order":262,"text":"This is a guaranty of payment and of performance and not merely of collection. The Lender may enforce this Guaranty against the Guarantor without first proceeding against the Borrower, against the Property or against any other security, and without pursuing any other remedy.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"17901309-8020-46f0-86e1-71ca73b09335","order":263,"text":"The obligations of the Guarantor are absolute and continuing and are not affected by any extension, renewal, modification, indulgence, compromise or release granted by the Lender to the Borrower, by the release or impairment of any security, by the death, incapacity, dissolution or insolvency of the Borrower, or by the invalidity or unenforceability of any obligation of the Borrower.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"26c2e314-3741-4714-83e1-43d45a30a7cc","order":264,"text":"The Guarantor waives presentment, demand, protest, notice of acceptance of this Guaranty, notice of any default by the Borrower and every other notice to which the Guarantor might otherwise be entitled, and waives every defense arising out of the election of remedies by the Lender, out of any modification of the Secured Obligations, out of any statute of limitations, out of any anti-deficiency or one-action law, and out of the loss of any right of subrogation resulting from a non-judicial sale of the Property, in each case to the fullest extent permitted by Applicable Law. Until the Secured Obligations are paid in full the Guarantor waives every right of subrogation, contribution, reimbursement and indemnity against the Borrower and every right to participate in any security held by the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"ecf0c4cc-a687-4768-992d-c7f7695694c7","order":265,"text":"Every claim of the Guarantor against the Borrower, whether arising by subrogation, contribution, reimbursement, indemnity or otherwise, is subordinated to the payment in full of the Secured Obligations. Until they are paid in full the Guarantor shall neither enforce any such claim nor accept any payment on it, and shall hold in trust for the Lender every payment received in breach of this provision.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"43df9267-74da-4bb0-a03c-be50b72f7a49","order":266,"text":"If any payment applied to the Secured Obligations is afterwards set aside, avoided or required to be repaid, whether in an insolvency proceeding or otherwise, the obligations of the Guarantor under this Guaranty shall be revived and shall continue in full force as if that payment had never been made.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"25d9c50f-7cd7-4468-9fa5-1fd0d2a64366","order":267,"text":"The Guarantor has a direct interest in the transaction financed by the Lender, has established adequate means of obtaining information about the financial condition of the Borrower and about the Property, and agrees that the Lender owes no duty to disclose to the Guarantor any information concerning either of them.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"6c8aab8b-945a-4e79-94dd-32f033386372","order":268,"text":"TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE GUARANTOR WAIVES THE RIGHT TO A TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM ARISING OUT OF OR RELATING TO THIS GUARANTY.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"e1dbbb98-752e-4053-95c4-ac6eaa66afdc","order":269,"text":"The Guarantor shall pay every reasonable attorneys' fee and other cost incurred by the Lender in enforcing this Guaranty. This Guaranty is governed by the law of the State of Alabama, binds the heirs, personal representatives, successors and assigns of the Guarantor, and benefits the successors and assigns of the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"16f5cbd3-8534-4564-ae6b-0f0249023608","order":270,"text":"GUARANTOR:","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"16","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}],"marginTop":"10"},{"id":"ac8627e8-27ef-4e56-b00d-cb91d01eb314","order":271,"text":"_____________________________________","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"2","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]},{"id":"e29f37b9-d423-4ae5-9304-0264d09ff1c1","order":272,"text":"[Guarantor's full name]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"9fcdf386-cc24-4174-aa00-4afa435e6b27","value":"guarantor","type":"add","operator":"="}]}]