[{"id":"bb8bac3b-c39f-48ff-8b3b-6f585a1ea69b","order":1,"text":"LOAN AGREEMENT","fontSize":"22","textAlign":"center","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"99ab153e-4cf2-4724-bb27-dfe39b0404c9","order":2,"text":"(Between Individuals)","fontSize":"14","textAlign":"center","bold":false,"underline":false,"marginBottom":"35","cflou":false,"active":true},{"id":"cf658063-ea00-4245-ad75-77bf0cd5edcc","order":3,"text":"DATED [Date of this Agreement]","fontSize":"14","textAlign":"center","bold":true,"underline":false,"marginBottom":"40","cflou":false,"active":true},{"id":"e329434d-56a4-44a7-a05a-d93780236a49","order":4,"text":"PARTIES","fontSize":"15","textAlign":"left","bold":true,"underline":true,"marginBottom":"15","cflou":false,"active":true},{"id":"f7715dbc-60ad-4410-8714-ae245a4dba0b","order":5,"text":"(1) [Title] [Full name of the Lender], born on [Date of birth], of [Street address], [Postcode and city], [Country], occupation: [Occupation] (hereinafter referred to as the "Lender");","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"15","cflou":false,"active":true},{"id":"5f770618-5b15-4882-bde6-f99bff1e2d75","order":6,"text":"AND","fontSize":"14","textAlign":"center","bold":true,"underline":false,"marginBottom":"15","cflou":false,"active":true},{"id":"5568434c-8840-4e75-9e0c-77b2c6581cb5","order":7,"text":"(2) [Title] [Full name of the Borrower], born on [Date of birth], of [Street address], [Postcode and city], [Country], occupation: [Occupation] (hereinafter referred to as the "Borrower").","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"15","cflou":false,"active":true},{"id":"2b81bb42-c07a-453d-b011-81723d3875e7","order":8,"text":"The Lender and the Borrower are hereinafter together referred to as the "Parties" and individually as a "Party".","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"30","cflou":false,"active":true},{"id":"5c78fc93-c290-497a-a68c-f374f34c4b0d","order":9,"text":"BACKGROUND","fontSize":"15","textAlign":"left","bold":true,"underline":true,"marginBottom":"15","cflou":false,"active":true},{"id":"c21817b0-f7ef-4378-a9b0-a47376184bb0","order":10,"text":"(A) The Lender has agreed to advance to the Borrower the principal sum of [Amount in figures] pounds sterling ([Amount in words] pounds), on the terms and subject to the conditions set out in this Agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"5805ac52-0d24-44bb-baf7-2d8d383ce166","order":11,"text":"(B) The Borrower wishes to borrow the said sum from the Lender for the purpose of [Purpose of the loan].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"ad348492-da68-489e-b9e5-95aadb7ff22f","order":12,"text":"(C) The Parties have agreed to record the terms upon which the said sum is advanced in this Agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"30","cflou":false,"active":true},{"id":"bc2dd4b8-7c2b-4365-bda6-5810a61d0c70","order":13,"text":"IT IS HEREBY AGREED AS FOLLOWS:","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"25","cflou":false,"active":true},{"id":"0624b926-fadf-4820-ada9-3635c4e6d225","order":14,"text":"1. DEFINITIONS AND INTERPRETATION","fontSize":"16","textAlign":"left","bold":true,"underline":true,"marginBottom":"10","cflou":false,"active":true},{"id":"7b09a644-f142-4cd2-b355-e611cc0be2bd","order":15,"text":"In this Agreement, unless the context otherwise requires, the following terms shall have the meanings set out below.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"da9d0176-873e-4ac1-9913-56a462b91ed8","order":16,"text":""Loan" means the sum of [Amount in figures] pounds sterling ([Amount in words] pounds) advanced by the Lender to the Borrower under this Agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"3327f2d5-0eed-4a44-bf49-158536e0aadf","order":17,"text":""Business Day" means any day other than a Saturday, a Sunday or a public holiday in England and Wales.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"d59b0c36-8b25-43c8-82c6-726c4689cdc6","order":18,"text":""Event of Default" means any of the events described under the Events of Default section of this Agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"fb141df1-9ef1-498f-86dd-2f2852a803b1","order":19,"text":""Repayment Date" means the date or dates on which any part of the Loan, together with any accrued interest, becomes due and payable to the Lender in accordance with the Repayment section of this Agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"bf96f61b-7ac8-49bf-b1d6-c1a62c3ef62c","order":20,"text":"The headings of sections used in this Agreement are for convenience only and shall not affect their construction or interpretation. References to sections are to the sections of this Agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"25","cflou":false,"active":true},{"id":"4577d156-c9b8-4e71-a533-20e04554f90c","order":21,"text":"2. THE LOAN","fontSize":"16","textAlign":"left","bold":true,"underline":true,"marginBottom":"10","cflou":false,"active":true},{"id":"41ead174-d532-4e54-9a86-928535b2308b","order":22,"text":"Subject to the terms of this Agreement, the Lender agrees to lend to the Borrower, and the Borrower agrees to borrow from the Lender, the principal sum of [Amount in figures] pounds sterling ([Amount in words] pounds) (the "Principal").","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"5700c945-90ec-417d-9e4d-c572aaa43e44","order":23,"text":"The Loan shall be advanced by the Lender to the Borrower in full and in a single payment, on or before the date of execution of this Agreement, by such means as the Parties may agree, and in any event by a means leaving a written trace (such as a bank transfer or a crossed cheque).","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"6b531716-4ade-4cdf-a474-88e72ad1f2d2","order":24,"text":"The Borrower acknowledges receipt of the Principal and undertakes to apply it exclusively to the purpose set out at Recital (B) above, namely [Purpose].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"25","cflou":false,"active":true},{"id":"914a8b9f-44a5-4a16-94cc-af68bc3ee1ca","order":25,"text":"3. INTEREST","fontSize":"16","textAlign":"left","bold":true,"underline":true,"marginBottom":"10","cflou":false,"active":true},{"id":"aabe3ea6-c51d-472c-b4b6-1e7d4535e10c","order":26,"text":"The Loan is granted by the Lender to the Borrower free of interest. No interest shall accrue on the Principal, or on any part thereof, at any time during the term of this Agreement, save as expressly provided in the Events of Default section below.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"25","cflou":false,"active":true,"displayConditions":[{"field":"445c4ebc-59ae-4435-aa6f-0db112d7728c","value":"NONE","type":"add","operator":"="}]},{"id":"0943a405-2fec-4b0b-8744-491cd0ae7dd4","order":27,"text":"The Loan shall bear interest at the fixed rate of [Annual interest rate]% per annum, calculated from the date of advance until the date of full repayment of the Principal.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"445c4ebc-59ae-4435-aa6f-0db112d7728c","value":"FIXED","type":"add","operator":"="}]},{"id":"397f3988-a808-4d3e-9da7-3d18eb28541b","order":28,"text":"Interest shall be calculated on a [Interest calculation basis] basis. Where instalment repayments are agreed, each instalment shall include an interest portion and a capital portion as determined by ordinary financial conventions.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"445c4ebc-59ae-4435-aa6f-0db112d7728c","value":"FIXED","type":"add","operator":"="}]},{"id":"b52ebd06-9e94-4d18-8ca3-e32416a437fd","order":29,"text":"The total annual percentage rate (APR) of [Annual interest rate]% has been freely agreed between the Parties. The Borrower acknowledges that the Lender has provided sufficient information to allow the Borrower to assess the cost of the Loan.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"25","cflou":false,"active":true,"displayConditions":[{"field":"445c4ebc-59ae-4435-aa6f-0db112d7728c","value":"FIXED","type":"add","operator":"="}]},{"id":"3b8be0ad-6a01-4790-944b-db4667e697bb","order":30,"text":"4. REPAYMENT","fontSize":"16","textAlign":"left","bold":true,"underline":true,"marginBottom":"10","cflou":false,"active":true},{"id":"b485d895-42e7-45aa-a2a5-b0278f60cd39","order":31,"text":"The Borrower shall repay the Loan to the Lender in a single lump sum on or before [Final repayment date] (the "Repayment Date").","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"14edaf7d-c10c-4650-ba71-8c315f4f6e64","value":"LUMP","type":"add","operator":"="}]},{"id":"6741bc5d-0403-49ca-bf4e-6f01d4664f3e","order":32,"text":"Repayment shall be effected by bank transfer to such account as the Lender shall designate in writing, or by such other means as the Parties may agree, in each case leaving a written trace.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"25","cflou":false,"active":true,"displayConditions":[{"field":"14edaf7d-c10c-4650-ba71-8c315f4f6e64","value":"LUMP","type":"add","operator":"="}]},{"id":"021fab82-8640-4bba-8b91-8291aa9a2983","order":33,"text":"The Borrower shall repay the Loan to the Lender in [Number of instalments] equal [Frequency] instalments of [Amount per instalment] pounds sterling each.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"14edaf7d-c10c-4650-ba71-8c315f4f6e64","value":"INST","type":"add","operator":"="}]},{"id":"23a2ffa1-b847-43aa-a96d-2d793c77bbf6","order":34,"text":"The first instalment shall fall due on [First instalment date], and each subsequent instalment shall fall due on the same date of each successive [Frequency] period until the final instalment, by which date the Loan shall have been repaid in full.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[{"field":"14edaf7d-c10c-4650-ba71-8c315f4f6e64","value":"INST","type":"add","operator":"="}]},{"id":"65dc934c-214d-4e1e-9a13-69e2eac74ee3","order":35,"text":"Each instalment shall be paid by bank transfer to such account as the Lender shall designate in writing, or by such other means as the Parties may agree, in each case leaving a written trace. The total number of instalments shall be [Number of instalments].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"25","cflou":false,"active":true,"displayConditions":[{"field":"14edaf7d-c10c-4650-ba71-8c315f4f6e64","value":"INST","type":"add","operator":"="}]},{"id":"ba46ae07-6b48-457b-ac11-c9c9636b5172","order":36,"text":"5. EARLY REPAYMENT","fontSize":"16","textAlign":"left","bold":true,"underline":true,"marginBottom":"10","cflou":false,"active":true},{"id":"305e8ac6-edc0-4614-b164-91b2fad8af3c","order":37,"text":"The Borrower may, at any time and at the Borrower's sole discretion, repay all or any part of the Loan before the Repayment Date, without notice and without payment of any early-repayment charge or penalty of any kind.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"d4207e74-4ed0-4943-ad7e-df238d458925","order":38,"text":"Any early repayment shall be applied first to any accrued but unpaid interest, and then to the outstanding Principal. The Lender shall, upon written request, deliver to the Borrower a written acknowledgement of receipt of any sum so repaid.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"25","cflou":false,"active":true},{"id":"33d54178-434f-405f-a1a6-b866205e088d","order":39,"text":"6. REPRESENTATIONS AND WARRANTIES","fontSize":"16","textAlign":"left","bold":true,"underline":true,"marginBottom":"10","cflou":false,"active":true},{"id":"f15ca54a-324e-4cf1-a9f0-844511c05971","order":40,"text":"Each Party represents and warrants to the other that:","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"277b902c-d196-406f-b871-9fde741dfe6b","order":41,"text":"(a) they have full capacity to enter into and perform this Agreement;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"cca9c2f8-8997-4328-83d6-5b267c7ea44e","order":42,"text":"(b) the obligations expressed to be assumed by them under this Agreement are legal, valid, binding and enforceable obligations; and","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"405c5a7a-c153-4abe-8fb5-48df6781fdb8","order":43,"text":"(c) the execution and performance of this Agreement does not and will not conflict with any law, regulation, judicial order, or agreement to which they are a party or by which they are bound.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"25","cflou":false,"active":true},{"id":"99852322-48b5-444c-babc-de7f42c9d7af","order":44,"text":"7. EVENTS OF DEFAULT","fontSize":"16","textAlign":"left","bold":true,"underline":true,"marginBottom":"10","cflou":false,"active":true},{"id":"c3022471-f056-4300-a74a-092b363a6636","order":45,"text":"Each of the following events shall constitute an Event of Default:","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"5d5a02ac-b543-4af0-8709-8c0edb93806a","order":46,"text":"(a) the Borrower fails to pay any sum due under this Agreement on its due date, and such failure continues for a period of more than [Grace period in days] Business Days after written notice has been given by the Lender to the Borrower;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"2ca1cfc1-c651-4e9a-a74b-1ebd9c32b3ae","order":47,"text":"(b) the Borrower becomes the subject of a bankruptcy order, a debt relief order, or any analogous insolvency proceedings, or makes a composition or arrangement with the Borrower's creditors generally;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"4b5487e9-4a81-4c9f-9ec9-f3edb3356739","order":48,"text":"(c) the Borrower commits any material breach of any provision of this Agreement and, where such breach is capable of remedy, fails to remedy the same within fourteen (14) days of receipt of written notice from the Lender requiring remedy.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"99c8b3a1-7927-4bac-94fd-d905bd1caa49","order":49,"text":"Upon the occurrence of an Event of Default which is continuing, the Lender may, by written notice to the Borrower, declare the Loan, together with all accrued interest and any other sums payable under this Agreement, to be immediately due and payable, whereupon all such sums shall become so due and payable. From the date of such declaration, interest shall accrue on all overdue sums at the rate of [Default interest rate]% per annum.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"aead6d97-752b-4f01-b713-6690846e6dbf","order":50,"text":"The grace period referred to in paragraph (a) above is fixed by the Parties at [Grace period in days] Business Days, which the Borrower acknowledges as a reasonable opportunity to cure any payment default.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"25","cflou":false,"active":true},{"id":"247dc270-15f9-410e-9d6c-4912f40e5356","order":51,"text":"8. NOTICES","fontSize":"16","textAlign":"left","bold":true,"underline":true,"marginBottom":"10","cflou":false,"active":true},{"id":"b9857cf9-0b1e-4cf3-a0c5-8f5425228740","order":52,"text":"Any notice or other communication given under or in connection with this Agreement shall be in writing and shall be delivered personally, sent by pre-paid first-class post or other next Business Day delivery service, or sent by email to the address or email address last notified by the receiving Party to the other in writing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"a3a655ba-9f9a-43ce-b37c-a942f50003eb","order":53,"text":"A notice shall be deemed to have been received: if delivered personally, at the time of delivery; if sent by pre-paid first-class post, at 9.00 a.m. on the second Business Day after posting; and if sent by email, at the time of transmission, save where the sender receives a non-delivery notification, in which case the notice shall be deemed not to have been received.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"25","cflou":false,"active":true},{"id":"84e1bc3c-9e53-47d3-83c8-0698f84ff75d","order":54,"text":"9. MISCELLANEOUS","fontSize":"16","textAlign":"left","bold":true,"underline":true,"marginBottom":"10","cflou":false,"active":true},{"id":"8a295fa9-03f7-4090-b24c-395378a9c312","order":55,"text":"Entire agreement. This Agreement constitutes the entire agreement between the Parties in relation to its subject matter and supersedes any prior agreement, arrangement or understanding, whether written or oral, between the Parties relating to such subject matter.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"e4097bb9-0954-4cb1-bbb4-f1dab05f11f5","order":56,"text":"Variation. No variation or amendment of this Agreement shall be effective unless it is in writing and signed by or on behalf of each of the Parties.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"5d14905a-38cc-405b-9947-b35ef2beb717","order":57,"text":"Waiver. No failure or delay by either Party to exercise any right or remedy provided under this Agreement or by law shall constitute a waiver of that or any other right or remedy.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"1fbc76bb-3077-4d75-a5a4-b8772885feef","order":58,"text":"Severance. If any provision of this Agreement is or becomes invalid, illegal or unenforceable, it shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable. If such modification is not possible, the relevant provision shall be deemed deleted; the remaining provisions of this Agreement shall continue in full force and effect.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"a2a5e61b-881e-412a-9d5c-1bfe05abcafb","order":59,"text":"Assignment. The Borrower shall not assign, transfer or otherwise deal with any of its rights or obligations under this Agreement without the prior written consent of the Lender.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"42d3fd23-9432-4676-bf6b-e75e82f14538","order":60,"text":"Third-party rights. A person who is not a party to this Agreement shall have no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of this Agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"0e00b3dc-6466-4320-81ce-736f36a9e80c","order":61,"text":"Counterparts. This Agreement may be executed in any number of counterparts, each of which when executed shall constitute a duplicate original, but all the counterparts shall together constitute one agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"25","cflou":false,"active":true},{"id":"b78cda10-6197-40cc-a268-cb85d10f68ab","order":62,"text":"10. GOVERNING LAW AND JURISDICTION","fontSize":"16","textAlign":"left","bold":true,"underline":true,"marginBottom":"10","cflou":false,"active":true},{"id":"eac98361-b10a-4d5e-8be3-238354d7fc6e","order":63,"text":"This Agreement and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with it or its subject matter or formation shall be governed by and construed in accordance with the law of England and Wales.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"d271cbeb-f01f-496d-8ec5-d899dfcbb480","order":64,"text":"Each Party irrevocably agrees that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with this Agreement or its subject matter or formation.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"35","cflou":false,"active":true},{"id":"aff43293-a0e9-4ec2-a980-fe001bec1552","order":65,"text":"IN WITNESS WHEREOF the Parties have executed this Agreement on the date written above, at [Place of signing], in two (2) original counterparts, one being retained by each Party.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"40","cflou":false,"active":true},{"id":"89ec6f3b-a603-4859-b63a-700b44c91579","order":66,"text":"Signed by [Title] [Full name of the Lender]","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"5","cflou":false,"active":true},{"id":"6f62aa54-5b63-47a7-8648-1d6e1b33eec5","order":67,"text":"as Lender","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"15","cflou":false,"active":true},{"id":"305aa68b-9cd0-42b2-a7aa-5d9d05651e29","order":68,"text":"____________________________________","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"30","cflou":false,"active":true},{"id":"7f7c046e-1ed9-4320-a363-276985f6f73d","order":69,"text":"Signed by [Title] [Full name of the Borrower]","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"5","cflou":false,"active":true},{"id":"69299196-d501-4b41-939b-a3e773d34c17","order":70,"text":"as Borrower","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"15","cflou":false,"active":true},{"id":"fea80611-ea29-4cfc-a5f7-fb71f0618f68","order":71,"text":"____________________________________","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"30","cflou":false,"active":true},{"id":"cb62dd40-1dd0-4874-b165-45b40bb53b18","order":72,"text":"Document drafted on captain.legal — for information purposes only; not a substitute for bespoke legal advice.","fontSize":"10","textAlign":"center","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"isFooter":true}]