[{"id":"59b9ef5d-728d-462a-b29d-1de9bf7b0487","order":1,"text":"COHABITATION AGREEMENT","fontSize":"22","textAlign":"center","bold":true,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"2c83a23c-6727-4935-8b8d-4fec1852b8b0","order":2,"text":"(Living Together Agreement)","fontSize":"16","textAlign":"center","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true},{"id":"bd7a5f35-d80a-4b46-a16b-9297e6eccf13","order":3,"text":"THIS AGREEMENT is made on [Day] day of [Month and Year].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"16","cflou":false,"active":true},{"id":"966e58e6-bfcd-4c3a-9063-a96c0466a9c7","order":4,"text":"BETWEEN:","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"33654c10-cc86-4a74-87f9-97e4f0ed193a","order":5,"text":"(1) [Full name of Partner 1], born on [Date of birth], of [Address of Partner 1] ("Partner 1"); and","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"cef22969-74b6-4a84-8905-21df903b4856","order":6,"text":"(2) [Full name of Partner 2], born on [Date of birth], of [Address of Partner 2] ("Partner 2"),","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true},{"id":"1fd6a76c-1aa8-4780-9fb5-84ca5c896135","order":7,"text":"each a "Party" and together the "Parties".","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"18","cflou":false,"active":true},{"id":"bae49daf-3fdf-4aaa-ac34-2b795cf77bab","order":8,"text":"Article 1 — BACKGROUND","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"50c9aeb5-145e-4928-b729-653655377d41","order":9,"text":"(A) The Parties are in a personal relationship and live together, or intend to live together, as a cohabiting couple. They are not married to each other and are not in a civil partnership with each other, and do not intend that the entry into this Agreement should be treated as a betrothal or an agreement to marry or to form a civil partnership.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"6155e47f-357d-4cb9-bc8a-a302a3dbc374","order":10,"text":"(B) The Parties wish to record the basis on which they hold and share their property, income and outgoings during their cohabitation, and to set out their intentions as to the division of assets and the arrangement of their affairs should their cohabitation come to an end.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"fef272ca-9243-44d4-87a4-b11b55a8a7f5","order":11,"text":"(C) The Parties understand and acknowledge that the law of England and Wales does not recognise the concept of "common law marriage", and that unmarried cohabitants do not acquire the same legal rights and remedies as married couples or civil partners on the breakdown of their relationship. This Agreement is entered into against that background and with the intention of providing certainty between the Parties.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"a372cf11-8ca5-4ea2-a320-46da3e0ccd86","order":12,"text":"(D) The Parties have cohabited, or intend to begin cohabiting, with effect from [Date cohabitation began or will begin].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"db888c56-e591-4b19-aa61-f256b5d64be0","order":13,"text":"(E) Each Party has made full and frank disclosure of their respective financial circumstances to the other, as set out in the Schedules to this Agreement, and each has had the opportunity to obtain independent legal advice on the terms and effect of this Agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"7dc7ba95-5106-469d-8356-17ff7dccdf1d","order":14,"text":"(F) Each Party enters into this Agreement of that Party's own free will, without any undue influence, duress or misrepresentation, with a full appreciation of its terms and implications, and each intends that it should be fair to hold the Parties to its terms. The Parties record their intention that this Agreement should be given decisive weight in accordance with the principles set out in Radmacher v Granatino and the case law applicable to nuptial and cohabitation agreements.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"d63665aa-be4c-4496-9340-7eccfa955d7f","order":15,"text":"(G) Each Party confirms that that Party has the mental capacity to enter into this Agreement and is not acting under any pressure of time or circumstance that impairs that Party's judgement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"bb85f74b-88f1-4302-aae3-c7edc46a8ece","order":16,"text":"Article 2 — DEFINITIONS AND INTERPRETATION","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"1d846633-bf7f-49a7-af35-df9b7eb5f555","order":17,"text":"In this Agreement, unless the context otherwise requires, the following words and expressions have the following meanings:","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"5eccf102-865c-41aa-89bf-430a38aa6ef4","order":18,"text":""Cohabitation" means the period during which the Parties live together in the same household as a couple;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"91c4a6e6-ef51-4876-9653-4cb064db2090","order":19,"text":""Family Home" means the property in which the Parties live, or intend to live, together as their principal home, and any property that from time to time replaces it;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"1ce52943-993e-477b-8017-784c0142f30d","order":20,"text":""Joint Property" means any asset that is legally owned by the Parties jointly, or which they have agreed in writing is to be treated as owned by them jointly;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"d92371b7-1642-4f4b-b864-2ae56298808d","order":21,"text":""Separate Property" means, in relation to a Party, any asset owned by that Party in that Party's sole name, or acquired by that Party by way of gift or inheritance, together with any asset defined as that Party's Separate Property in this Agreement or its Schedules;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"26e0fc61-89af-496e-9ed5-82c6dfb4dc2d","order":22,"text":""Separation" means the Parties ceasing to cohabit as a couple with the intention (of at least one of them) that the cohabitation should not resume; and "Separation Date" means the date on which Separation occurs;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"902cd05f-bd6a-43fa-840e-42ec93b4a7cf","order":23,"text":""Contributions" means, in relation to an asset, all sums provided by a Party towards its acquisition, improvement or preservation, including any deposit, mortgage capital repayments, and the cost of substantial improvements, but excluding routine Outgoings;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"01ec959d-9b01-4596-90f9-cc5c2728e5bd","order":24,"text":""Deed" means a document executed as a deed in accordance with the law of England and Wales;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"3a16e29b-eac7-46af-90f5-b79e42f02ee1","order":25,"text":""Outgoings" means the recurring costs of occupying and running the Family Home, including rent, mortgage interest, ground rent, service charges, council tax, water, gas, electricity, buildings and contents insurance, and routine repairs and maintenance;","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"6","cflou":false,"active":true},{"id":"ecfca42c-ec43-4c17-8c77-9121048806a4","order":26,"text":""Schedule" means a schedule to this Agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"85be8dd8-1173-435a-8bf9-1e157807541a","order":27,"text":"The headings in this Agreement are for convenience only and do not affect its interpretation. Words in the singular include the plural and vice versa. A reference to a Party includes that Party's personal representatives, successors and permitted assigns.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"c501de41-5a6f-493d-b65d-b3e9d7656045","order":28,"text":"Article 3 — PURPOSE AND STATUS OF THIS AGREEMENT","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"2ee1cf8a-06eb-4684-b3b4-4f43d9f09d52","order":29,"text":"The purpose of this Agreement is to regulate the Parties' financial and property affairs during their Cohabitation and to determine how their assets are to be divided, and their liabilities met, on Separation or death.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"14ce3887-77f3-4600-a7b6-fc5b754ab369","order":30,"text":"The Parties intend this Agreement to be legally binding upon them and to create legal relations. They intend that a court should uphold and give effect to this Agreement, and each acknowledges that this Agreement has been freely entered into as a deed.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"a2564ad4-f1bb-4e46-a38c-6a85e05857f8","order":31,"text":"The Parties acknowledge that, under the law of England and Wales, the court retains certain powers it cannot be prevented from exercising, in particular in relation to any child of the family and to claims under the Trusts of Land and Appointment of Trustees Act 1996 and Schedule 1 to the Children Act 1989. To the extent permitted by law, the Parties intend this Agreement to determine their respective rights.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"0c8765c9-7d1f-499c-9290-a2331dbe23fb","order":32,"text":"Nothing in this Agreement obliges either Party to continue to cohabit with the other, and either Party may bring the Cohabitation to an end at any time.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"099d137c-b388-4a4b-9fcd-c37696ee7da2","order":33,"text":"Article 4 — FINANCIAL ARRANGEMENTS DURING COHABITATION","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"692d65b6-1453-4cda-b1a7-ef485f0ae451","order":34,"text":"The Parties agree that the day-to-day household expenses of running the Family Home (including rent or mortgage payments, council tax, utilities, insurance, food and other routine outgoings) shall be shared between them as follows: [How household expenses are shared].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"bf9ac524-9640-4045-b5ef-8d815769fa53","order":35,"text":"The Parties shall maintain a joint bank account for the payment of shared household expenses, into which each Party shall contribute [Contribution to the joint account].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"372bdc3c-cfdd-4755-97a8-0f0766ff60c2","value":"yes","type":"add","operator":"="}]},{"id":"08a899d1-5a51-43cc-a087-f5928310f71d","order":36,"text":"The Parties do not maintain a joint bank account. Each Party shall meet the agreed share of household expenses from that Party's own resources, and shall reimburse the other for any expense properly incurred on that Party's behalf within a reasonable time of being asked to do so.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"372bdc3c-cfdd-4755-97a8-0f0766ff60c2","value":"no","type":"add","operator":"="}]},{"id":"75152653-b6e8-4747-84d7-ab640a692da2","order":37,"text":"Save as expressly provided in this Agreement, neither Party shall be liable for the personal debts or liabilities of the other, and each Party shall keep the other indemnified against any such personal debt or liability.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"d64ee375-705f-47fc-9515-06337a903a8c","order":38,"text":"The fact that one Party contributes more than the other towards household expenses, or towards any asset held in the sole name of the other, shall not of itself give the contributing Party any beneficial interest in that asset, unless the Parties agree otherwise in writing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"66476825-f4e8-4ea1-9d3d-a79f7f20efde","order":39,"text":"Article 5 — PROPERTY OWNED BEFORE COHABITATION","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"392c3450-d8a1-4579-8d42-8b73ca363a86","order":40,"text":"Each Party's Separate Property owned at the date of this Agreement, as listed in Schedule 1 (in respect of Partner 1) and Schedule 2 (in respect of Partner 2), shall remain that Party's Separate Property. The other Party shall have no claim to it, whether during the Cohabitation, on Separation or on death, save as expressly agreed in writing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"61cb71f2-35da-4829-a175-53082106ef72","order":41,"text":"Any increase in the value of a Party's Separate Property, and any income, rents or profits derived from it, shall likewise remain that Party's Separate Property.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"8981757d-ab16-4207-b061-907bda82bb53","order":42,"text":"Article 6 — PROPERTY ACQUIRED DURING COHABITATION","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"f4acdd3a-ca79-462f-9646-da7228d44628","order":43,"text":"Any asset acquired by a Party in that Party's sole name during the Cohabitation, and paid for out of that Party's own resources, shall be that Party's Separate Property.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"0f722fc0-5e2a-4290-b7b1-ec0414ba9924","order":44,"text":"Any asset acquired by the Parties jointly during the Cohabitation shall be Joint Property and, unless the Parties agree otherwise in writing at the time of acquisition, shall be owned by them in the following shares: [Shares in which jointly acquired assets are held].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"e9090c0b-6cef-4f54-af5f-c667ccd7b6ee","order":45,"text":"The Parties shall keep a written record, signed by both of them, of any significant asset acquired jointly during the Cohabitation, recording the price paid, each Party's contribution and the shares in which the asset is held.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"a6bda63f-8f6a-4da7-84dc-d8c4dedae5f2","order":46,"text":"Article 7 — THE FAMILY HOME","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"5ee53d79-dd14-4326-b1a2-f8451fc2af2f","order":47,"text":"The Family Home is situated at [Address of the Family Home].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"fdae2fa9-befc-411b-8043-acaf15a94ab0","order":48,"text":"The Family Home is [owned by the Parties / held under a tenancy]. The following provisions apply to it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"54c24390-437a-4816-96d3-e960d7129705","order":49,"text":"The Family Home is legally owned by the Parties as set out in this Article. The Parties declare that they hold the whole of the legal and beneficial interest in the Family Home in the following shares: [Beneficial shares in the Family Home]. This declaration is intended to operate as an express declaration of trust and to be conclusive as between the Parties as to their respective beneficial interests.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"5a0ab227-51e7-4fbf-8d11-ce1fc58f70c0","value":"owned by the Parties","type":"add","operator":"="}]},{"id":"c01448d1-5bfe-4b78-a392-e470b8a11368","order":50,"text":"The Parties confirm the manner in which they hold the beneficial interest in the Family Home, namely: [as joint tenants / as tenants in common]. Where the Parties hold as beneficial joint tenants, either Party may sever the joint tenancy by written notice to the other, following which they shall hold as tenants in common in equal shares. Where the Parties hold as tenants in common, they shall procure that a Form A restriction is entered against the registered title at HM Land Registry, and shall execute any declaration of trust (such as a Land Registry Form JO or a separate deed) needed to record this Article.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"5a0ab227-51e7-4fbf-8d11-ce1fc58f70c0","value":"owned by the Parties","type":"add","operator":"="}]},{"id":"78367396-8a34-4146-9b93-ba36e51a58a3","order":51,"text":"The Family Home was purchased on [Date of purchase] for the sum of £[Purchase price]. Each Party's Contribution to the purchase price, deposit and associated costs is recorded in Schedule 3.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"5a0ab227-51e7-4fbf-8d11-ce1fc58f70c0","value":"owned by the Parties","type":"add","operator":"="}]},{"id":"b2ab6b68-1976-49c7-a638-2de546e07bb8","order":52,"text":"The Parties shall be responsible for the mortgage instalments, and for the outgoings of the Family Home, in the same proportions as their beneficial shares, unless they agree otherwise in writing. If a Party pays more than that Party's due proportion, that Party shall be entitled to a credit for the excess on any sale or division of the Family Home.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"5a0ab227-51e7-4fbf-8d11-ce1fc58f70c0","value":"owned by the Parties","type":"add","operator":"="}]},{"id":"f4e1de29-1f18-423d-8b56-cda0ba8566d1","order":53,"text":"Neither Party shall sell, charge, mortgage or otherwise dispose of that Party's interest in the Family Home, nor grant any tenancy or licence of it, without the prior written consent of the other Party, such consent not to be unreasonably withheld.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"5a0ab227-51e7-4fbf-8d11-ce1fc58f70c0","value":"owned by the Parties","type":"add","operator":"="}]},{"id":"1696c8c7-80d7-496a-bc89-45b28339e186","order":54,"text":"The Family Home is held under a tenancy. The tenancy is held in the name(s) set out below and is dealt with as follows: [Who the tenancy is held by].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"5a0ab227-51e7-4fbf-8d11-ce1fc58f70c0","value":"held under a tenancy","type":"add","operator":"="}]},{"id":"25e83ebc-7c87-45af-9003-066e3a68a587","order":55,"text":"The rent, currently £[Monthly rent] per month, together with the deposit and the Outgoings of the Family Home, shall be met by the Parties as provided in the Article entitled "Financial Arrangements During Cohabitation", and any tenancy deposit shall on Separation be dealt with in the same proportions as the Parties contributed to it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"5a0ab227-51e7-4fbf-8d11-ce1fc58f70c0","value":"held under a tenancy","type":"add","operator":"="}]},{"id":"a1d8a334-20b6-418c-b361-a890a19ef15c","order":56,"text":"The Parties acknowledge that a tenancy does not of itself confer any beneficial ownership of the Family Home, and that neither Party acquires any capital interest in the Family Home by reason only of contributing to the rent or outgoings.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"5a0ab227-51e7-4fbf-8d11-ce1fc58f70c0","value":"held under a tenancy","type":"add","operator":"="}]},{"id":"e14089f2-567d-4e1a-9a4c-64604cb20495","order":57,"text":"If only one Party is named as tenant, the Parties shall, on Separation, take reasonable steps to deal with the tenancy fairly, including (where lawful and with the landlord's consent) assigning or surrendering it, and neither Party shall unreasonably prevent the other from remaining in or leaving the Family Home.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"5a0ab227-51e7-4fbf-8d11-ce1fc58f70c0","value":"held under a tenancy","type":"add","operator":"="}]},{"id":"0767e4b0-fb3f-452d-a0eb-2844cea1eff0","order":58,"text":"Article 8 — BANK ACCOUNTS, SAVINGS AND INVESTMENTS","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"fd95dd47-9090-4248-8411-7574af683a96","order":59,"text":"Each Party's sole bank accounts, savings and investments shall remain that Party's Separate Property.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"42e37946-faa6-4e00-b464-6eeb2ec6f4d5","order":60,"text":"Any joint bank account shall be operated for the payment of shared expenses only. On Separation, the balance of any joint account shall, unless the Parties agree otherwise in writing, be divided between them in proportion to their respective contributions to it or, where those contributions cannot be established, equally.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"250c2a6f-4402-4408-aa38-ad5ced7079c5","order":61,"text":"Article 9 — DEBTS AND LIABILITIES","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"6fa1955f-648a-4bf3-93c5-aa04fc6c9620","order":62,"text":"Each Party shall be solely responsible for the debts and liabilities incurred in that Party's sole name, whether before or during the Cohabitation, and shall indemnify the other against them.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"87bc09a6-8fd1-433c-8fd5-9757bd549bf0","order":63,"text":"Debts and liabilities incurred jointly, or for the joint benefit of the Parties, shall be the joint responsibility of the Parties in proportion to their agreed share of household expenses, unless they agree otherwise in writing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"f7593530-e75e-45c6-878f-8a133f6cbd28","order":64,"text":"Neither Party shall pledge the credit of the other or incur any liability in the other's name without that other's prior written consent.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"c872abb6-db27-45c9-8930-c35be0a9a62d","order":65,"text":"Article 10 — PENSIONS","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"866e100d-62e8-43ae-ad6e-b946e3cb98f3","order":66,"text":"Each Party's pension arrangements shall remain that Party's Separate Property. The Parties acknowledge that, unlike married couples and civil partners, cohabitants have no right to a pension sharing or pension attachment order on Separation.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"02640b34-a25d-42fe-89cc-b753ba4ca43b","order":67,"text":"Each Party shall be responsible for reviewing and, if so advised, nominating the intended beneficiary of any death-in-service or pension death benefit, and acknowledges that such benefits are generally at the discretion of the scheme trustees.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"8f998924-a2bb-4670-bd31-9f1635baaf20","order":68,"text":"Article 11 — MOTOR VEHICLES AND PERSONAL BELONGINGS","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"5d106a14-3763-40a0-a02a-89a620cf358b","order":69,"text":"Each Party's motor vehicle and personal belongings (including clothing, jewellery, personal effects and items of purely personal use) shall be that Party's Separate Property.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"618206b9-5532-4fed-b72f-06b22fcc3de0","order":70,"text":"Household contents and furnishings acquired jointly shall be Joint Property and shall, on Separation, be divided between the Parties by agreement or, failing agreement, of equal value; where an item cannot be divided, it shall be sold and the proceeds divided equally, or retained by one Party who shall pay the other one half of its value.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"805560af-c2e9-4c93-95a8-340074cc707c","order":71,"text":"Article 12 — GIFTS AND INHERITANCE","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"f70f9f52-b1c3-4915-8a06-ea35dfdf000b","order":72,"text":"Any asset received by a Party by way of gift (other than a gift from the other Party) or by inheritance, and any asset purchased with such an asset, shall be that Party's Separate Property.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"8743128d-6ad1-4ee2-b743-e3dfe83071f2","order":73,"text":"A gift made by one Party to the other shall become the Separate Property of the recipient, unless the Parties agree in writing at the time that it is to be held jointly.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"3761f5b9-7d3e-4d64-864d-af307f14ba81","order":74,"text":"Article 13 — CHILDREN","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"a42a213f-49a1-40d0-900c-fb99f9e8479d","order":75,"text":"The Parties [have / do not have] a child or children living with them as part of the family.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"6591d8b6-d7ce-444b-aefc-d7a1faa542dc","order":76,"text":"Nothing in this Agreement affects, limits or removes any legal obligation of a Party to maintain a child, nor the rights of any child. Any arrangement for the financial support of a child of the family shall be dealt with separately and in accordance with the law then in force, including (where applicable) the child maintenance service and Schedule 1 to the Children Act 1989.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"afecea1f-e1aa-4628-9b9a-4040c1cf7eec","order":77,"text":"The Parties shall each act in the best interests of any child of the family, and shall seek to agree arrangements for the child's care, living arrangements and financial support, using mediation where agreement cannot be reached.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"085a5c10-3c9e-4589-86ed-2f29a60523a7","value":"have","type":"add","operator":"="}]},{"id":"4bcc0009-ef74-472d-802d-470585c0aea8","order":78,"text":"The Parties confirm that there is presently no child of the family, and that this Agreement is concerned only with their own financial and property affairs. This Article shall apply automatically if a child later becomes part of the family.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true,"displayConditions":[{"field":"085a5c10-3c9e-4589-86ed-2f29a60523a7","value":"do not have","type":"add","operator":"="}]},{"id":"5e7ec02f-da2e-4a28-9d2e-00611c640825","order":79,"text":"Article 14 — CONSEQUENCES OF SEPARATION","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"9f1b52dd-7288-402d-8aa4-c90b5f04f7b4","order":80,"text":"On Separation, each Party shall retain that Party's Separate Property absolutely, free from any claim by the other.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"c2cdecd2-1074-4e62-8ac8-6f80487b6857","order":81,"text":"Joint Property shall be divided between the Parties in the shares in which it is held or, where no share has been recorded, equally. Where a Joint Property asset cannot conveniently be divided, it shall be sold and the net proceeds divided in the appropriate shares, or retained by one Party on payment to the other of the other's share.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"7cb6c18b-0da8-4a6c-949f-387f47cdea8c","order":82,"text":"Each Party shall, within a reasonable time of Separation, do all things reasonably necessary to give effect to this Article, including transferring or releasing any interest, signing any document, and closing or reorganising any joint account or joint liability.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"ad76423d-385e-4abc-a050-7d27423cdeec","order":83,"text":"Neither Party shall make any claim against the other for maintenance or financial provision for that Party's own benefit on Separation, save as required by law, and each Party shall be responsible for that Party's own support after Separation.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"e7621614-163f-4b1e-8cc8-268ed9a7f91b","order":84,"text":"On Separation, the arrangements for occupying and leaving the Family Home shall be as follows: the Party who is to leave the Family Home shall do so within a reasonable period, not exceeding the period the Parties agree in writing or, in default of agreement, such period as is reasonable in the circumstances; and, where one Party remains in sole occupation of a Family Home in which the other Party holds a beneficial interest, the remaining Party shall be responsible for the Outgoings during the period of sole occupation, without prejudice to any account taken of occupation on a sale or division.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"4489cdca-d8c4-453b-9332-e37c5ab1ec71","order":85,"text":"To the fullest extent permitted by law, each Party waives, and shall not bring against the other, any claim to a beneficial interest in an asset held in the other Party's sole name that is inconsistent with this Agreement, whether such claim is founded on a resulting trust, a constructive trust, the doctrine of proprietary estoppel, a claim under the Trusts of Land and Appointment of Trustees Act 1996, or any contribution made by that Party. Each Party intends that their respective beneficial interests shall be determined solely by this Agreement and by any express declaration of trust made in accordance with it.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"bf8cfa5f-4add-497c-b154-9933d36e6e85","order":86,"text":"Article 15 — DEATH OF A PARTY","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"e0ce10d8-93f4-4223-a314-62073a7a830c","order":87,"text":"The Parties acknowledge that an unmarried cohabitant does not automatically inherit from the other on death, and that a surviving cohabitant's rights (if any) arise only under a valid will, under the rules of survivorship in relation to jointly held property, or under the Inheritance (Provision for Family and Dependants) Act 1975.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"98d291f8-34a1-484f-b23f-dc0c734973c6","order":88,"text":"Each Party undertakes to make and keep in force a will reflecting that Party's wishes, and to review it on any material change of circumstances. This Agreement does not constitute a will and does not dispose of either Party's estate.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"1775c61b-d773-4c65-84c3-1acc8bf962f5","order":89,"text":"Article 16 — LIFE INSURANCE AND FINANCIAL PROTECTION","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"03862468-387c-4528-8699-b59cc4f88b7f","order":90,"text":"Each Party shall be entitled, but not obliged, to effect and maintain a policy of life insurance on that Party's own life, and to nominate such beneficiary as that Party thinks fit.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"3e903b00-6b78-4deb-96d5-298496ca8465","order":91,"text":"Where the Family Home is subject to a mortgage, the Parties shall consider taking out adequate life or mortgage protection insurance so that, on the death of a Party, the mortgage can be met without the need to sell the Family Home, and shall keep such cover under review. Neither Party is obliged to maintain insurance for the benefit of the other unless separately agreed in writing.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"ce1283c4-7d7b-4c54-9c07-c71b0dfc8993","order":92,"text":"Article 17 — NEXT OF KIN, MEDICAL DECISIONS AND LASTING POWERS OF ATTORNEY","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"241bcdc0-d966-4a9c-a8cf-8153ab23add3","order":93,"text":"The Parties acknowledge that an unmarried cohabitant is not automatically recognised as the other's next of kin, and has no automatic right to make health or welfare decisions for the other, or to manage the other's property and financial affairs, if that other loses capacity.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"d3ddcfc2-9b5b-4195-bd5a-16dfedd77a9b","order":94,"text":"Each Party shall consider making a Lasting Power of Attorney for health and welfare and a Lasting Power of Attorney for property and financial affairs, and shall consider appointing the other Party as an attorney, so that the Parties' wishes can be given effect if either of them loses capacity. Nothing in this Agreement obliges a Party to appoint the other.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"3c2c134a-4618-48a7-ae9c-f651963ad063","order":95,"text":"Article 18 — FULL AND FRANK FINANCIAL DISCLOSURE","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"4b376ad8-8ce5-461b-8e29-a4d6ed5aad8d","order":96,"text":"Each Party confirms that, before signing this Agreement, that Party has made full and frank disclosure to the other of that Party's income, assets, liabilities and financial resources, as summarised in the Schedules.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"a8f7d32f-aafb-4cf5-8a02-ca0cb2a8c9a2","order":97,"text":"Each Party enters into this Agreement in reliance on that disclosure and acknowledges that, if it is later shown that a Party materially failed to disclose a significant asset or liability, the other Party may apply to have this Agreement, or the relevant part of it, set aside.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"716b5d14-3a6c-4f2a-890c-43bc0cb344ad","order":98,"text":"Article 19 — INDEPENDENT LEGAL ADVICE","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"72c12a45-abbb-41f4-994a-d5c1d960fb6a","order":99,"text":"Each Party confirms that that Party has been advised to obtain, and has had a proper opportunity to obtain, independent legal advice on the meaning and effect of this Agreement before signing it, and enters into it freely and without any undue pressure from the other or from any other person.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"f9857b56-55b0-4a43-893f-650f0906197f","order":100,"text":"If a Party has chosen not to take independent legal advice, that Party confirms that the decision has been made freely, with a full understanding of the terms of this Agreement and of the right to take such advice.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"6a2de412-74fe-4699-9457-44c1e14eee37","order":101,"text":"Article 20 — LEGAL COSTS OF THIS AGREEMENT","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"36c3d1ee-2b11-40dc-a359-fd2adb915fc1","order":102,"text":"Except as the Parties otherwise agree in writing, each Party shall bear that Party's own legal and other costs of taking advice on, negotiating and entering into this Agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"9319413d-aa94-460b-82b7-d94e6acd823b","order":103,"text":"Article 21 — VARIATION AND REVIEW","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"b0f8fa3f-8199-4274-874f-f751684be8c2","order":104,"text":"This Agreement may be varied only in writing signed by both Parties (and, where a variation is intended to have the effect of a deed, executed as a deed).","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"ce7951d9-6842-4b93-b7be-eff9b858845f","order":105,"text":"The Parties shall review this Agreement, and consider whether it should be varied, on the occurrence of any significant change in their circumstances, including the birth or adoption of a child, the purchase or sale of the Family Home, marriage or civil partnership between them, or a significant change in the financial position of either Party. In any event the Parties shall review this Agreement at intervals of no more than five years.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"e1e00229-b5b0-46f3-a3a1-21bb23eb61be","order":106,"text":"The Parties acknowledge that a failure to review this Agreement does not invalidate it, but that a court may give less weight to an Agreement that has not been kept under review following a significant change of circumstances.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"ea0d52bd-053f-4fe0-a49a-333d3cb5775b","order":107,"text":"Article 22 — SEVERABILITY","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"0fd015e6-a98f-4d8f-9fd1-fc18266261c8","order":108,"text":"If any provision of this Agreement is or becomes invalid, illegal or unenforceable, that provision shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable. If such modification is not possible, the relevant provision shall be deemed deleted. Any such modification or deletion shall not affect the validity and enforceability of the rest of this Agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"d51690d7-b526-45b8-bac9-e1a92ad4f483","order":109,"text":"Article 23 — ENTIRE AGREEMENT","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"f625ccce-4ff4-4d24-b943-61579f1ed59f","order":110,"text":"This Agreement, together with its Schedules, constitutes the entire agreement between the Parties in relation to its subject matter and supersedes all previous agreements, arrangements and understandings between them relating to that subject matter.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"a24bdb31-4936-4884-9ff6-77cbfdd3d53d","order":111,"text":"Each Party acknowledges that, in entering into this Agreement, that Party does not rely on any statement, representation or assurance that is not set out in this Agreement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"5b379ccc-70f3-47fe-bf34-2c418b462fd8","order":112,"text":"No failure or delay by a Party in exercising a right under this Agreement operates as a waiver of it, and no single or partial exercise of a right prevents any further exercise of that or any other right.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"34424fd3-51bf-4898-9390-03f5d3b450c8","order":113,"text":"This Agreement may be executed in any number of counterparts, each of which when executed and delivered constitutes an original, and all the counterparts together constitute one and the same instrument.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"44df5130-2c1c-402a-b9c1-3e1dde8c99df","order":114,"text":"A person who is not a Party to this Agreement has no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of it, save that this does not affect any right or remedy of a third party that exists or is available apart from that Act.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"3b58d1d5-72c1-4dad-bc28-3b803c133bae","order":115,"text":"Any notice given under this Agreement shall be in writing and shall be delivered by hand or sent by first-class post to the relevant Party at that Party's address stated at the beginning of this Agreement, or at such other address as that Party notifies to the other in writing from time to time. A notice shall be deemed received, if delivered by hand, at the time of delivery, and, if sent by first-class post, on the second business day after posting.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"e60f57c3-643d-4d0a-b592-81b661f0cfda","order":116,"text":"Article 24 — DISPUTE RESOLUTION","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"b33380ed-2027-4b24-8f81-b114217d9705","order":117,"text":"If a dispute arises between the Parties out of or in connection with this Agreement, the Parties shall first attempt in good faith to resolve it by discussion between themselves.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"e0ab3496-e893-4bdd-b956-5534494fa5fb","order":118,"text":"If the dispute is not resolved within a reasonable time, the Parties shall, before commencing court proceedings, attempt to resolve it through family mediation with an accredited mediator, and shall consider other forms of non-court dispute resolution.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"74ba6e41-41a2-4f85-a955-0b689fc6ca30","order":119,"text":"Nothing in this Article prevents a Party from applying to the court where it is necessary to do so to protect that Party's position, in particular in relation to any child of the family or to preserve an asset.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"f75df6aa-62d8-4def-b1aa-bcc5ee780162","order":120,"text":"Article 25 — GOVERNING LAW AND JURISDICTION","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"026f82a9-18bc-45d8-aa62-78bf15f38361","order":121,"text":"This Agreement and any dispute or claim arising out of or in connection with it, or its subject matter or formation, are governed by and construed in accordance with the law of England and Wales.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"ea29116a-08d3-4de6-a925-fd3d7a896031","order":122,"text":"Each Party irrevocably agrees that the courts of England and Wales have jurisdiction to settle any such dispute or claim.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"8","cflou":false,"active":true},{"id":"d790a2e9-c524-4494-b511-b0d54205bcaf","order":123,"text":"Article 26 — EXECUTION","fontSize":"16","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"marginTop":"18"},{"id":"27fe7072-2886-4adb-a122-e5b6ed2618d3","order":124,"text":"This Agreement is executed as a deed and is delivered on the date stated at the beginning of 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