[{"id":"b71d5c34-e4b5-4070-b2fd-2447cf869e55","order":1,"text":"ATTESTATION D'ENGAGEMENT DE REMBOURSEMENT","fontSize":"18","textAlign":"center","bold":true,"underline":true,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"b4a5fa79-8e03-43a7-a0f0-d52a52464dc0","order":2,"text":"Conforme au Dahir du 12 août 1913 formant Code des Obligations et des Contrats (DOC)","fontSize":"12","textAlign":"center","bold":false,"underline":false,"marginBottom":"40","cflou":false,"active":true,"displayConditions":[]},{"id":"4a3b6748-137b-4f59-a74f-f3e2e5d7e705","order":3,"text":"ARTICLE 1 – IDENTIFICATION DU DÉBITEUR","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"799bc98a-4ae2-45d3-9315-e17c222a29db","order":4,"text":"Le Débiteur :","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"dff4b761-2a46-499f-baf0-6f17b0d19a47","order":5,"text":"Nom et prénom : [Nom du débiteur]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"62c9731e-f1db-4b14-bfe0-7d8d8ac307e0","order":6,"text":"CIN n° : [Numéro CIN] délivrée le [Date] à [Lieu]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"144949e1-44c5-4cf3-a962-f67f13452cf6","order":7,"text":"Date et lieu de naissance : [Date et lieu]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"ee22c88f-6842-4a32-a070-88ebdf6251a2","order":8,"text":"Adresse complète : [Adresse]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"7d62e03d-3706-4037-99a5-5e95c89f1b42","order":9,"text":"Téléphone : [Téléphone]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[]},{"id":"0e17a1f3-0c0e-4d7f-b9dc-b9e13a189c80","order":10,"text":"ARTICLE 2 – IDENTIFICATION DU CRÉANCIER","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"80d50da6-4cfc-4e5a-91b9-e0fa107e8ab0","order":11,"text":"Le Créancier :","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"8ebdbaf8-e177-4971-96e2-5465f01f72de","order":12,"text":"Nom et prénom : [Nom du créancier ou Société]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"a1e2182e-f8a9-4e2e-bb40-17d1c46b7c7a","order":13,"text":"CIN / ICE / RC n° : [Numéro]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"5d1d63e8-2f4a-46cf-bf13-0d529f6538f2","order":14,"text":"Adresse complète : [Adresse]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"32811a9c-e697-47a2-8e90-99dbf62f60bb","order":15,"text":"Téléphone : [Téléphone]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[]},{"id":"c9d2e6a6-40c0-4390-8f2f-60f391491bc1","order":16,"text":"ARTICLE 3 – OBJET DE L'ENGAGEMENT","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"021f3981-65b0-4c61-8190-bf54edb3780b","order":17,"text":"Je soussigné(e) [Nom du débiteur], ci dessus identifié(e), déclare m'engager à rembourser à [Nom du créancier ou Société] la somme indiquée à l'article 4.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"7c36879c-0ae9-4ff5-bf85-d43d5366d34e","order":18,"text":"Le présent acte constitue un engagement formel de remboursement, établi sous seing privé conformément aux dispositions du Dahir du 12 août 1913 formant Code des Obligations et des Contrats. Il porte sur une obligation future de paiement et ne constitue pas une simple reconnaissance d'une dette déjà exigible.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[]},{"id":"d7f51f1d-7403-4a87-878a-2a91e254f373","order":19,"text":"ARTICLE 4 – MONTANT DE LA SOMME À REMBOURSER","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"0fdb929b-d0e7-4c61-a4e4-8b05c0e1c7d0","order":20,"text":"Montant en chiffres : [Montant en chiffres] MAD","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"90a93a0c-75b6-4046-b2e3-2cd5172ebf8e","order":21,"text":"Montant en lettres : [Montant en lettres] Dirhams","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"96e09e7f-b52e-4748-b58f-23101a64d05b","order":22,"text":"Nature de l'engagement : [Prêt d'argent / Solde de paiement / Services fournis / Biens livrés / Autre]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"78d504cc-ef53-4f2d-b130-b54b682a4ec8","order":23,"text":"Description de l'opération à l'origine de la dette : [Description]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"c7fd8321-d278-4c70-b244-6fdc3c6b20e5","order":24,"text":"Date de l'opération : [Date]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"788ec712-5e69-4092-9824-e2fd0522cfdf","order":25,"text":"Le Débiteur reconnaît avoir reçu la somme, le bien ou la prestation objet du présent engagement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[]},{"id":"c9878774-85eb-4016-a918-1c05562ec8ef","order":26,"text":"ARTICLE 5 – MODALITÉS DE REMBOURSEMENT","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"0e9f8f7d-46db-4a50-9dbf-61ff7600d6cb","order":27,"text":"Le Débiteur s'engage à rembourser la somme due selon la modalité convenue entre les parties.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[]},{"id":"8c84a926-0056-4b2e-8227-5aaeb3ef75e1","order":28,"text":"Paiement en une seule fois :","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"5","cflou":false,"active":true,"displayConditions":[{"field":"4d200129-b0b4-46d7-8b0f-d414f2b70adf","value":"Paiement en 1 seule fois","type":"add","operator":"=","operatorType":"AND"}]},{"id":"4d2e557a-b7fc-44c6-b3c4-8be0d85a2ff2","order":29,"text":"Montant total : [Montant] MAD","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"4d200129-b0b4-46d7-8b0f-d414f2b70adf","value":"Paiement en 1 seule fois","type":"add","operator":"=","operatorType":"AND"}]},{"id":"f7a1ad71-e6be-4068-9ce2-e4c0df3172a0","order":30,"text":"Date limite de règlement : [Date]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"4d200129-b0b4-46d7-8b0f-d414f2b70adf","value":"Paiement en 1 seule fois","type":"add","operator":"=","operatorType":"AND"}]},{"id":"f6b66d8c-0f48-4a45-84c5-df8d44516358","order":31,"text":"Mode de paiement : [Virement / Chèque / Espèces / Autre]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[{"field":"4d200129-b0b4-46d7-8b0f-d414f2b70adf","value":"Paiement en 1 seule fois","type":"add","operator":"=","operatorType":"AND"}]},{"id":"2bb7e77b-211f-440c-bcf4-b8261ceaad44","order":32,"text":"Paiement échelonné :","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"5","cflou":false,"active":true,"displayConditions":[{"field":"4d200129-b0b4-46d7-8b0f-d414f2b70adf","value":"Paiement échelonné","type":"add","operator":"=","operatorType":"AND"}]},{"id":"2996a3e4-357b-4b12-9fe0-cd169fa134e1","order":33,"text":"Nombre de versements : [Nombre]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"4d200129-b0b4-46d7-8b0f-d414f2b70adf","value":"Paiement échelonné","type":"add","operator":"=","operatorType":"AND"}]},{"id":"cf2b24ce-0592-4b4e-a52c-878cb8fd189e","order":34,"text":"Montant par versement : [Montant] MAD","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"4d200129-b0b4-46d7-8b0f-d414f2b70adf","value":"Paiement échelonné","type":"add","operator":"=","operatorType":"AND"}]},{"id":"0c897fe1-4ae5-4990-b9b7-4a24e902b284","order":35,"text":"Périodicité des paiements : [Mensuelle / Trimestrielle / Hebdomadaire / Autre]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"4d200129-b0b4-46d7-8b0f-d414f2b70adf","value":"Paiement échelonné","type":"add","operator":"=","operatorType":"AND"}]},{"id":"f51b7f46-8b16-4f9e-b72c-cf208e5e9644","order":36,"text":"Date du premier versement : [Date]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"4d200129-b0b4-46d7-8b0f-d414f2b70adf","value":"Paiement échelonné","type":"add","operator":"=","operatorType":"AND"}]},{"id":"6ae306c8-2502-4f49-92cb-2c57d2b6de9b","order":37,"text":"Dernier versement prévu le : [Date]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"4d200129-b0b4-46d7-8b0f-d414f2b70adf","value":"Paiement échelonné","type":"add","operator":"=","operatorType":"AND"}]},{"id":"3c5a8c10-c8e7-4c46-8f3d-8d67f76ee36d","order":38,"text":"Jour de règlement prévu : [Jour du mois]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[{"field":"4d200129-b0b4-46d7-8b0f-d414f2b70adf","value":"Paiement échelonné","type":"add","operator":"=","operatorType":"AND"}]},{"id":"c88d57e0-d837-4a3a-b7ec-f87970a1e8fd","order":39,"text":"Mode de paiement : [Virement / Chèque / Espèces / Autre]","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[{"field":"4d200129-b0b4-46d7-8b0f-d414f2b70adf","value":"Paiement échelonné","type":"add","operator":"=","operatorType":"AND"}]},{"id":"94cb42bb-4382-4d00-812b-bfdf140ae983","order":40,"text":"ARTICLE 6 – PÉNALITÉS DE RETARD","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"237f5e8a-7489-4c48-a11b-7a0cfb1b31c4","order":41,"text":"En cas de non paiement, le Débiteur disposera d'un délai supplémentaire de [15 ou 30] jours à compter de la mise en demeure. À défaut de règlement dans ce délai, une pénalité sera appliquée au taux mensuel de [Taux %] ou pour un montant de [Montant MAD] par échéance impayée.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[]},{"id":"1a10e3ee-3749-42c2-a1a0-27e9cb9785b9","order":42,"text":"ARTICLE 7 – DÉCHÉANCE DU TERME","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"a1e99f2f-3fd2-43d1-8645-caaae63c4d38","order":43,"text":"En cas de non paiement de [Nombre] échéances successives, et après mise en demeure infructueuse dans un délai de [15 ou 30] jours, la totalité du montant restant dû deviendra immédiatement exigible.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[]},{"id":"4ec6f969-760b-4184-a900-3b496496b3eb","order":44,"text":"ARTICLE 8 – DÉFAUT DE PAIEMENT ET RECOURS","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"fb01978d-61f0-4745-9dd5-06ac2d6a616c","order":45,"text":"En cas d'impayé, le Créancier adressera une mise en demeure au Débiteur par [Lettre recommandée / Exploit d'huissier], lui accordant un délai de [Nombre de jours] pour régulariser la situation.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"13abcfdf-2589-41b4-a393-5c24e2f2fc2e","order":46,"text":"Sans régularisation, le Créancier pourra engager un recouvrement amiable ou judiciaire, notamment via injonction de payer ou action en paiement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"3e8cb9c4-6e37-4d44-98a6-9dd4c9e48063","order":47,"text":"Le présent engagement vaut preuve écrite conforme à l'article 424 du DOC. Le Débiteur conserve la faculté de désavouer sa signature (article 426), la charge de preuve incombant alors au Créancier. Tous frais liés au recouvrement seront supportés par le Débiteur.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[]},{"id":"122b8c8d-16a1-4a26-b48f-e4dc20982c47","order":48,"text":"ARTICLE 9 – DATE CERTAINE ET OPPOSABILITÉ AUX TIERS","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"d105e0fa-c88a-4377-935b-72dbce81e260","order":49,"text":"Le présent acte ne devient pleinement opposable aux tiers qu'à compter de l'acquisition d'une date certaine. Celle ci peut résulter de son enregistrement, de la légalisation des signatures, du décès de l'une des parties ou de son insertion dans un acte authentique.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"0","cflou":false,"active":true,"displayConditions":[]},{"id":"02828936-3a6d-4c8f-b479-2a3c845efbb9","order":50,"text":"Il est recommandé de faire légaliser les signatures afin de renforcer la valeur probante du document et prévenir toute contestation future.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":false,"active":true,"displayConditions":[]},{"id":"d64ae4e0-405a-4dc4-bc08-4b1203ad13f3","order":51,"text":"ARTICLE 10 – DÉCLARATIONS DU DÉBITEUR","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"719792f4-ff2c-4c18-bfd1-8b2d6eaa1f1f","order":52,"text":"Le Débiteur certifie avoir compris l'ensemble des clauses du présent acte et accepter ses obligations sans réserve. Il reconnaît avoir reçu la prestation ou la somme correspondant à l'engagement. Il atteste être en pleine capacité juridique et ne pas être soumis à une procédure d'insolvabilité. Il s'engage également à informer le Créancier de tout changement susceptible d'affecter sa capacité de remboursement.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":true,"active":true,"displayConditions":[]},{"id":"d6d369e5-53b2-4052-b6d6-1996e1865b4f","order":53,"text":"ARTICLE 11 – DROIT APPLICABLE ET JURIDICTION COMPÉTENTE","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"a1b9f7de-d399-4d8a-9d30-3d79a27a0d3f","order":54,"text":"Le présent engagement est soumis au droit marocain. En cas de litige relatif à son exécution ou son interprétation, compétence est attribuée aux tribunaux de [Ville], sauf accord contraire conforme à la loi.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"20","cflou":true,"active":true,"displayConditions":[]},{"id":"407e6dfc-2c5d-4c1b-b419-2ff9aefeb3e5","order":55,"text":"Fait à [Ville], le [Date].","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"10","cflou":false,"active":true,"displayConditions":[]},{"id":"ec676739-4f52-4e12-873b-62b79d8c3a50","order":56,"text":"Établi en deux exemplaires originaux, un remis à chaque partie.","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"50","cflou":false,"active":true,"displayConditions":[]},{"id":"b3cd43f0-19d7-46c6-8cc8-b8f9f79f2505","order":57,"text":"Signature du Débiteur :","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"5","cflou":false,"active":true,"displayConditions":[]},{"id":"cdb0d2e9-f204-4cdb-8023-1ab4cfcf8f1b","text":"[Prénom et NOM]","fontSize":"14","textAlign":"left","bold":true,"cflou":false,"underline":false,"marginBottom":"0","active":true,"order":58},{"id":"7e4cf13d-d79d-437b-a943-1b8e73117e89","order":59,"text":"\"Lu et approuvé. Je m'engage à rembourser la somme de [Montant en lettres] Dirhams\"","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"40","cflou":false,"active":true,"displayConditions":[]},{"id":"79b6fa54-7e5c-44a2-8cf2-6f071b51d105","order":60,"text":"Signature du Créancier :","fontSize":"14","textAlign":"left","bold":true,"underline":false,"marginBottom":"5","cflou":false,"active":true,"displayConditions":[]},{"id":"bb843e40-8673-49d9-9448-0a9e12e73b51","text":"[Prénom et NOM]","fontSize":"14","textAlign":"left","bold":true,"cflou":false,"underline":false,"marginBottom":"0","active":true,"order":61},{"id":"1c06b5f0-cb4a-4a13-b46c-f7fcb76084c8","order":62,"text":"\"Lu et approuvé\"","fontSize":"14","textAlign":"left","bold":false,"underline":false,"marginBottom":"5","cflou":false,"active":true,"displayConditions":[]}]